Is it time for a money detox? Just like our daily diets, sometimes our money habits need to be re-assessed and adjusted for the greater good. If you have entered 2019 with the wrong money mindset, chances are that you will grapple with financial troubles throughout the year. Unless you change your mindset that is!

Did you know that achieving financial security in 2019 could be as simple as changing your mindset and focusing more on effective and achievable money saving missions? 2019 could be the year you get rich, without having to win the lottery!

Make the Choice to Change Your Money Mindset Today!

We’d like to share a few ways that you can change the type of money mindset that keeps you broke. Seeking Alpha recently released an article that speaks of there being 2 main money mindsets that can greatly impact on our financial security over the long term. The 2 mindsets are:

Of which money mindset are you, and which would you prefer to be? If you’re struggling under the burden of monthly expenses, perhaps it’s time to acquire a dynamic money mindset!

Lifestyle Changes to Make in 2019 to Spur you on to Financial Security (and Riches)

Network with successful people.

You don’t have to start hobnobbing with the who’s who of your city, but if you spend time with successful driven people, your mindset will start to match theirs. Join a professional group, for starters. Think about it, if you spend all your time with party animals, chances are that you are always going to be talking about the last party and looking forward to the next one. Much the same, if you are surrounded by successful professionals, your scope of thoughts and ideas and conversations will change. And along with it; your mindset. Think like a rich person and the whole process starts to feel more natural.

Save money with the intention to invest it.

How much money you save and subsequently invest is actually more important than your monthly salary. This is because your salary is spent on daily living costs while your savings and investments are tucked away safely, growing. A person’s wealth is determined by how much they have saved and invested at the end of the day. Start saving money now, even if it seems like a tiny amount.

Stop making saving/investing a conscious thing.

Committing to savings and investments is one thing, but if you have to do a transfer of funds manually every month, chances are that you are going to start skipping those payments somewhere along the line. Set up an automated deduction from your bank account so that it goes off automatically and you don’t have to think about it. There are also mobile apps that you can use that automatically save for you by rounding up purchases to the next pound. The extra money is saved for you and can grow quite nicely over the course of a year. The Sun posted information on these apps and how they work a few months ago – read it here.

Develop a skill for being frugal.

Why shop at a boutique store when the same product can be found at your local Tesco for a lot less? Start getting frugal about the things that you waste money on. If you can save a pound on air freshener, do it! Much the same, save your eating-out evenings for days when your favourite restaurants and pubs have their specials.

Develop skills that earn you extra income.

Just because you have a job, it doesn’t mean that you can’t do other things to supplement your income. This is a dynamic money mindset and can help you get out of debt and save quicker. If you already have skills, you can set them to work. You can earn extra money from a lot of different things. Start a lift service so you can earn more while driving your own children to school, sell used furniture, consult/give advice in an area that you specialise in. The options are unlimited. If you put a bit of thought into what your skills are, you could find an extra source of income that helps you to become rich, quicker.

Stop throwing money away.

If you really think about it, there are probably many things that you pay for that you don’t have to. Do the kids take a packed lunch to school or are you constantly paying towards bistro fees? Are you paying for a professional dog walker when you could walk the dog and benefit from the exercise too? Make a list of all the things that you pay for every month and determine which ones are essential and which ones are money-wasters.


Most people don’t negotiate their salaries or request discounts simply because it’s uncomfortable – and that’s a mindset that will set you back financially in the long run. Now is the time to get out of your comfort zone and start asking. Buying a new car? Ask for a discount. Want to live a more comfortable life? Renegotiate your salary package. You won’t get anything extra in life if you aren’t prepared to ask.

Change Your Money Mindset & You Could Change Your Whole Life

How you think about money is vitally important when striving for financial security. If you are looking for ways to become rich in 2019, it’s imperative that you start with your mindset. Try the steps/suggestions above and see how your financial situation changes for the better.