Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

£100 Loans in London: Borrow with Multi Month Loans

Representative Example: If you borrow £500 over 6 months at a rate of 25.5% per annum (variable) with a representative 46.19% APR you will make 6 monthly payments of £92.96, repaying £557.76 in total.

Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk/en.

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Representative 46.19% APR

Borrowing £100 Loans in London

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Are you looking for a £100 loan?

Are you looking for a £100 loan?

What are the benefits of borrowing £100?

What are the benefits of borrowing £100?

Are you looking for a £100 loan in London?

Life is full of surprises, and unfortunately, not all of them good. If you need some short-term help with your cash flow until payday, that’s where we can help. At Multi Month Loans we can provide you with suitable deals on loans in London from £100 – £5,000 for 1 to 24 months.

What is a £100 loan?

£100 loan is a small, short-term loan, not unlike to a payday loan. These loans can be taken out and repaid upon your next payday. As these loans are for such small amounts, they are usually repaid within a month, and interest rates reflect that.

Can I borrow more than £100 in London?

Most payday lenders will allow you to borrow more than £100 as long as you can afford to repay the loan amount in addition to any fees or interest which is accrued on the loan.

At Multi Month Loans, we offer loans of up to £5,000.

Can I borrow money in London if I have bad credit?

If your credit score is less than perfect, there’s no need to worry that you’ll be unable to find credit. Instead, many lenders who offer £100 loans, will take affordability and income into account as opposed to credit rating.

Will I need a guarantor?

If you have poor credit, then some lenders will ask that you are able to provide a guarantor with your application. When borrowing loan amounts of £100, this isn’t always the case. Many lenders will be happy to provide you with your credit without a guarantor.

Most of the lenders that we work with will not require you to provide a guarantor; however, interest rates may be higher to encapsulate the risk. Ensure that you check your interest rate and APR before you accept the loan offer.

What can I use my £100 for?

Many applicants who apply for small loans in London of a hundred pounds use them for:

  • Groceries and toiletries
  • Unexpected bills or repairs
  • Phone or utility bills
  • Other small living costs


Can I borrow other amounts?

At Multi Month Loans, we are able to offer a range of cash loans in London to cover the costs of what you need it to. We offer loans from £100 to £5,000, for periods of anything from 1 to 24 months. Aside from £100 loans other popular amounts applicants apply for include: £200, £500 and £1000.

What are the benefits of borrowing £100 in London?

There are many advantages to borrowing this type of loan, if it used in the right circumstances, they include;

  • Only borrowing what you need: smaller loan amounts help you only to acquire what you need, preventing you against affordability issues.
  • Apply online: you don’t have to visit your local lender, simply fill out an application form online in under 15 minutes.
  • No paperwork: no need to spend your time finding and scanning documents; our application process doesn’t require you to provide any additional paperwork.
  • Money paid quickly: get your loan paid directly into your bank account.
  • Flexible repayment periods: whether you want to borrow for 1 to 24 months, we can help.

What are the drawbacks?

It is also essential for you to weigh up the pros and cons when deciding whether or not to borrow this type of credit. Drawbacks can include:

  • Not suitable for long term use: interest rates can be higher than long term loans, therefore making them unsuitable for long-term borrowing.
  • Unsuitable for large amounts: £100 loans are for small expenses only and are not suitable for large bills and purchases.
  • Interest rates will vary: always check the terms and conditions of your loan to ensure that you can afford to repay the loan in addition to any interest you may accrue.


Why should I choose Multi Month Loans?

Why choose us?Multi Month Loans
How do I apply?Our online application form
How much can I borrow?We offer loans of £100 – £5,000
For how long?For periods of 1 to 24 months
How long will it take to receive my money?From 24 hours*
Are there any hidden fees?No, we charge no fees for the service we provide
Representative APR277.6%


  • Am I eligible?

    In order for you to be eligible to take out a loan, we require that you;

    • Are at least 18 years of age
    • Have been a UK resident for at least three years
    • Have a monthly income of at least £750
    • Have a valid UK bank account and debit card

  • What can I use a £100 loan for?

    £100 loans can be used for bills and expenses such as;

    • Groceries and living expenses
    • Unexpected bills or repairs
    • Small appliance replacements
    • Home, phone and utility bills

  • Can I get a £100 loan no credit check?

    If you are looking for a £100 loan with no credit check, it is against Financial Conduct Authority regulations to provide you with a loan without carrying out the correct credit and affordability assessments beforehand.

    However, if you are worried about bad credit getting in the way of you being approved for a loan, then we can still help. We help a variety of different customers find and get approved for short term loans every day.