Are Payday Loans Safer?

Payday loans have established an important place in the credit market, providing quick financial solutions to millions of people every year. Despite this, payday loan lenders get a hard time for the industry’s reputation, regularly portrayed as loan sharks by the press. Should this be the case? Like most unsecured debts, payday loans have pros […]

Savings vs. Debt: When to Save and When to Repay

Save or repay – the age-old question. When you’ve got debt to pay off, but you’re also feeling vulnerable because you don’t have any savings in the bank, that can put you in a pretty difficult position. Both are very important, and both will help you achieve a better, more stable financial position. But while […]

What is Monzo? And Are They the Bank of The Future?

How do you handle your banking? Do you like to take a trip down to the bank to tend to financial matters or are you the type that likes to get things done as quick as possible, opting for online banking and apps while you’re on the move? If you are the latter, then perhaps […]

In What Situations Can I Use a Short-Term Loan?

Need a little extra cash, but not sure if your reasons warrant the loan application? Don’t worry, millions of people around the world wonder whether it’s best to take out a personal loan or struggle through the tough financial times. Of course, there are ups and downs to both options. According to the stats released by […]

5 Tips to Help You Get Out of Debt

Not all of us excel at finance management; in fact, it may so happen that you’re in some serious financial difficulty. That can be terrifying, but there are things that can make you feel better. First, remember that you are not the only one. Unfortunately, plenty of us have been in your exact position before. […]

All You Need To Know About Quick Loans

Everyone ends up with financial emergencies eventually, and in that case, you need to be able to get money fast. Short of an emergency fund, what you need is a loan, but the process for that can take a long time, too. Between finding a loan, getting approved, and getting the money, it can take […]

5 Things to Consider Before Getting a Joint Account with Your Partner

It is hard to think about money matters when you are staring into each other’s eyes, reveling in the butterflies in your tummy and dreaming of a perfect future together. But unfortunately, you have to! If you both don’t turn your attention to your finances and agree on how to handle them, you could find […]

Get Out the Red This Year – How You Can Boost Your Credit in 2019

The truth is, is that many of us struggle to maintain good credit, especially if we’ve recently hit a rough patch or challenging period in our lives which upsets our equilibrium, such as a redundancy or the loss of a loved one. Nevertheless, bad credit can be difficult to recover from, especially if you don’t […]

The Best Tools to Help With Personal Finance

It’s very easy to dismiss financial problems with the suggestion to create a budget. But you see, it’s not that easy. A budget is hard to do, and even harder to stick to. How do you even monitor your spending? How do you work out how much you spend now? How do you figure out […]