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6 Essential Apps You Must Have to Save Money

Saving money can be hard, especially when you’ve got places to go, expenses to pay and you’re already on a tight budget. Many people struggle to simultaneously save money while living their normal day to day lives; however, it doesn’t have to be this way. We understand how hard it can be to save money, so that’s why we’ve written this article, to show you how you could save money just by implementing a few small adjustments to your daily routine by choosing to use these 6 essential apps.

Budgeting Apps

Being able to budget successfully is an integral part of being able to save money, by ensuring you stick to your budget each month, you’ll ensure you have enough money left over at the end of the month to put into a savings account. So here is a helpful app to help you keep within your spending limits.

Yolt

Yolt allows you to view all of your accounts in one place, making it easy to get a better view of your overall finances and keep track of your monthly budgets.

Once you’ve inputted your account details, Yolt uses its algorithm to analyse the spending data it has collected from your bank account (or accounts), to calculate on average how much you earn and how much you spend on different aspects of your life, such as transport, personal care, shopping, eating out, among many other categories.

With the all information collected, Yolt is able to show you how much you spend each month, even providing you with a 3-month average of your spending habits, helping you to calculate whether you’re keeping within your incomings or not. You’ll then be able to set up monthly budgets in order to keep better track of your spending.

Who is Yolt for?

Although Yolt doesn’t restrict your spending, it makes it easier to understand our spending habits and work out what aspects of our lives we’re spending too much money on, meaning that Yolt is the perfect option for those who want to get a better view of both their spending habits and stick to a budget.

Available to download for free on the App Store and on Google Play.

Money Saving Apps

Once you’ve got your budget under wraps, your next step is to ensure that you’re not struggling for money at the end of each month or in dire situations, so it’s crucial for you to have a certain amount of money put away in your savings to cover the costs of anything unexpected. Here is an app that is ideal for you if you want to put money away with the least effort as possible.

Chip

Chip is a savings app that connects to your current account and is able to use its algorithm to analyse your spending data. From the information it gathers, Chip is able to work out a reasonable amount that you can afford to save. Chip will then put the money away for you automatically, meaning that you don’t have to do any of the hard work of working out how much you can afford to put away and then transferring it, instead Chip does it all for you.

With Chip, you don’t have to worry about dealing with the temptation of dipping into your savings or your savings not being held securely enough, as Chip will keep all of your savings in a secure e-wallet account with Barclays bank until you have the need to withdraw it.

Who is Chip for?

Chip is ideal for those who want to put money away without changing their spending habits too drastically, or those who don’t have the time or effort to spare in working out how much to save and putting away it away in their savings, after all why do all the work when Chip does it for you?

Keep in mind that you’ll also be able to get an extra 1% on your savings for every friend that you invite, so why not sign up and invite all your friends and you’ll be saving a pretty nice amount of money in no time!

Available to download for free on the App Store and on Google Play.

Food and Drink Apps

Food and drink are essential parts of everyday living for us all but are also important social activities for many. If you don’t want to miss out on social brunches or after work drinks with friends, then these two apps are designed primarily for people like you in mind.

Too Good to Go

If you don’t want to miss eating out and getting good food because you don’t have enough money to spare, then why not try Too Good to Go.

Too Good to Go is a revolutionary app that’s on a mission to eliminate the high levels of food waste from restaurants and shops. Too Good to Go advertises good food from well-known restaurants and shops in your local area, at a discounted price, that would otherwise be thrown out. What could be better than that? Get good food, for less than the recommended retail price, help the environment by helping to reduce food waste!

Who is Too Good to Go for?

This app is ideal for those who still like to eat out, even when they are on a budget.

Available to download for free on the App Store and on Google Play.

DUSK

If you’d like to go out for a drink with friends but only have enough money for one drink or maybe two, then why not try the DUSK app.

DUSK is able to tell you what local bars, pubs and clubs in your area are currently having a ‘Happy Hour’, or offering free drinks for their customers. To use DUSK simply log on, put in the area you wish to go out in and see what drinks venues currently have deals on, and don’t worry, they also provide a timer on their deals to avoid any disappointments!

By using the DUSK app, you’ll be able to catch up with your friends while enjoying a drink or two at a discounted price.

Who is DUSK for?

DUSK is ideal for those who want to go out and enjoy a drink with friends but can’t afford pricey cocktails.

Available to download for free on the App Store and on Google Play.

Discount Shopping Apps

Now, who doesn’t love a bit of shopping? We all do! Whether it’s instore or online, and whether we’re saving money or not, we all like to get a good deal. So, if you’ve got family member’s or a loved one’s birthday coming up, then you might be wondering how you would be able to get them a nice present, but without the cost, the following app is guaranteed to help you find something suitable, without breaking the bank.

Groupon

Groupon is a discount shopping app that can help you find discounts on things such as goods, items, meals out, experiences and much more.

With Groupon, you’ll be able to find an array great deals that would make ideal gifts for your friends and family, and you’ll still be able to save money. Whether it’s a spa day or a new pair of shoes, you’ll be able to find the perfect gift much cheaper than you would if you bought it elsewhere.

Just log onto the app, sign up and peruse through their considerable number of gifts and items suitable for each and every occasion. You can also sign up for emails and notifications to ensure that you don’t miss out on all the great deals that Groupon has to offer.

Who is Groupon for?

Groupon is ideal for those who love shopping but also enjoy a great bargain too, whether it’s for you personally or a gift for a loved one.

Available to download for free on the App Store and on Google Play.

Student Discount Apps

We all know how important it is to save money, especially if you’re a student, and that’s why we’ve included this final app especially for you. Sorry non-students! This one is strictly for students only!

Unidays

When you’re starting out at university, you want to ensure you’re living life the best that you can, to ensure that you’re making the most of your short time there. That means that you never want to be left out of going out with friends, nights out and having the latest clothes and that’s where Unidays can help.

Simply sign up the Unidays app and enter all your relevant details, that way you’ll be able to find great deals on lots of items, whether you’re in store or online. This app can particularly help you when you’re preparing to go to university as it can help you acquire all the things you need such as kitchen utensils, books or duvet covers at low prices.

Unidays allows students to get deals on things such as fashion, beauty, food and drink, lifestyle, technology and health and fitness, so what more could you want?

Who is Unidays for?

Unidays is ideal for all students, whether you’re starting out in your first year or need some help in your third year, Unidays is suitable for all different types of students and their budgets.

Available to download for free on the App Store and on Google Play.

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