Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Charing Cross – Bad Credit Considered! Apply for up to £5k today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the cash sent to your personal account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable financing option for bad credit score in Charing Cross.

We use cutting edge technology to match you with a loan provider in just seconds! 

Private & Safe

Your details is safely handled and not transferred to 3rd parties without permission.

No Fees

You won't find any hidden fees . The rate you see is the rate the lender has set


All applications are processed electronically so there's no need to sign any paperwork.

UK Site

We are a UK business working for UK customers.

Loans for bad credit in Charing Cross​

Apply for a loan for bad credit in Charing Cross today†

You could get an instant loan decision up to £5k today! The loan application options you could get at Multi Month Loans are designed to make your life easier – sometimes you have an urgency and need a little bit of extra money to get you by – we’re here to help you. Apply today via our website and you’ll be able to see if one of our lenders will accept your application for £100 to £5k loans (between one and twenty-four months). You could get your cash on the same day*.

We analise deals fromof the country’s main lenders to find you a short-term loan option, customers with bad credit are welcome to apply. We aim for variety and flexibility, we offer loan application options for everyone even if you have been rejected for credit elsewhere. Our application form was designed to be as fast and easy as possible- especially for you.

Our objective is to offer loan applications at a rate that are affordable, it’s that simple.

  • Apply for between £100 to £5,000
  • All credit scores considered
  • No hidden fees
  • No paperwork, just one simple online application
  • Instant cash loans, 24/7, same day*
  • Private & secure, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Charing Cross​

Payday Loans: Getting Cash Online Within the Same Day

Considering applying for a payday loan to ensure that your budget lasts until payday? Before you go ahead and apply for a payday loan with us it’s important to understand both the pros and cons of this kind of finance.

Payday loans are unsecured credit lines that are borrowed for a short period of time, usually until your next payday even though this period could be extended.

Once your loan application has been accepted, your funds would be sent directly into your account. At the end of your loan term, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and consequently should only be used in one-off situations as they are an unsuitable option for repeated lending, and if used this way then they could be expensive.

These type of loan applications can last just a few days, or they could be extended over  a number of months. At Multi Month Loans, we offer you the opportunity to apply for loans with repayment periods of between 1 to 24 months, which depends on on how much you can afford and the amount to borrow.

Cash Loan Options

cash loans in Charing Cross

Cash Loans in Charing Cross up to £5k

Cash loans are usually requested in times of financial emergency. A lot of applications for small cash loans are used to cover unexpected costs such as unexpected bills and repair costs. As the amounts and repayment periods are short they are ideal to sort out short term cash flow complications.

These loans can cover things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle repairs and maintenance
  • Home appliance and house repair
  • Private medical bills
  • Utility and maintenance bills

At Multi Month Loans we work with cash loans applications, from £100 to £5k for periods of 1 month to 24 months. Some of the most popular cash amounts that applicants request to borrow are: £200£500 and £1,000 loans.

We could offer cash loans applications for {just as little as} a month up to 2 years. How long you need to repay may depend on how much you need to borrow. However, whether you need to borrow for six months or 12 months, or on your next payday, we could be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Charing Cross

Charing Cross No Credit Check Loans for Bad Credit

There are a number of reasons why applicants may search for short time finance without credit checks in Charing Cross.

Usually, borrowers who have a bad credit score, or what is called a ‘thin file’ credit report, will search for payday no credit check loans However, as short term finance is regulated by the Financial Conduct Authority, to offer these type of finance without the suitable affordability checks goes against the law. FCA regulations ensure that:

  • The consumer credit market runs proficiently
  • Borrowers can get the financial services that they need
  • The best interests and rights of borrowers are protected
  • Customers cannot borrow more than they can afford

Unsurprisingly, the most popular reason why individuals search for payday loans with no credit checks is that they have a bad credit score. As you may know, when your credit score is not ideal, it can be very tricky when it comes to borrowing money. It could saddle people with high interest, short repayment terms and low borrowing amounts, or (avoid|prevent} you from getting accepted for a finance, altogether.

Quick Loans

quick loan in Charing Cross

Fast Loans That Suit You

Quick loans are short term finance that are to be used in financial emergencies. Lenders accept and send the cash quickly so that you can solve your cash problems ASAP. They are generally used to cover the cost of things such as bills and unexpected repairs. At Multi Month Loans, we offer fast loan applications for amounts of up to £5,000.

Many individuals will encounter some kind of financial problems in their lifetimes. However, when unexpected expenses show up, many traditional lenders could keep applicants waiting for prolonged periods of time to receive a decision on their loan application. In this case, fast loans could offer applicants with the funds they require as soon as they need them.

If you need a fast loan you could request anything from £100 to £5,000, which would be sufficient to cover the expenses of any short-term urgencies which you may be having such as car repairs, unexpected costs and boiler or home repairs.

While there aren’t any limits on what you could spend your fast loan on, there are some things that you shouldn’t use them for. If you are struggling to existing debt, for example, then we do not encourage you request a fast loan.

Small Loans

small loans in Charing Cross

Charing Cross Small Loans

Small cash loans are usually requested in moments of financial emergency. Many applications for small cash loans are used to cover the expenses for things as unexpected bills or repairs. As the loan amount and terms are short making them suitable for short-term cash flow problems.

These type of loans could cover things such as, but not restricted to:

  • Rent and mortgage payment
  • Vehicle repairs and maintenance
  • Home appliance and house repair
  • Private medical billsUtility and maintenance bills

If you have found yourself in a bit of a financial trouble and do not know how to sort it out. Whether your laptop has broken or whether you want cash for vehicle fixes to tide you over until payday, a cash loan could help your situation.

At our company: Multi Month Loans, we could offer small loans applications in Charing Cross for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you need to borrow for 6 months or 12 months, or on your next payday, we could be helpful.

No Guarantor Options

no guarantor loans in Charing Cross

Loans without a Guarantor for 1 to 24 months in Charing Cross|

A loan without guarantor is one signed without the need of a guarantor. In the absence of a guarantor, the borrower is totally accountable for loan repayment. Having no guarantor can mean lenders regard the customer a higher risk, which could lead to higher interests than guarantor loans.

These type of credit are for applicants who would rather not be dependent on a guarantor and would prefer the responsibility of the loans. This means that no relationships are hurt should you stop to make repayments, as the [applicant|borrower} is the only person responsible.

As to be seen as eligible for finance in Charing Cross, you must meet the minimum requirements:

  • You must be at least 18 years old.
  • A UK resident. A resident of the UK.
  • Have a regular monthly income.
  • Maintain an active bank account in the UK.

Having a regular income and a good credit score will make it more feasible to get accepted for a cash loan without a guarantor, but lenders are usually flexible and would consider individuals with bad credit.

6 Month Loan Options

6 months loans in Charing Cross

6 Month Loans: Borrow up to £5,000 in Charing Cross

Payday loans are suited for some customers, as they are usually repaid within 30 days, but others might need to spread the cost of borrowing over a longer period, such as six months. A six months loan is a great alternative in many situations, but there are a few things individuals need to consider first.

Six-month loans are short-term credit options that are borrowed and repaid over a set six months. They are generally borrowed to cover day-to-day expenses such as rent and bills. This kind of loans spread the cost of the loan and the interest over six equal payments.

It’s typical for applicants to worry that their poor credit score will avoid them from borrowing cash.

Still lenders who could offer you credit options if need for 6 month cash loans. APR and interest rates may be higher for applicants with poor credit history, therefore, you should always consider this when applying for a loan.

Some of the most popular amounts applied for by applicants include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Charing Cross

Charing Cross 12 Month Loans

A twelve months loanis a short-term loan, borrowed and repaid in a fixed period of 1 year. Customers would repay the cash borrowed in fixed monthly payments together with any fees or interest the lender charges.

You could use 12-month loans to cover expenses such as unexpected bills, home improvements and repairs, or appliance replacements.

There are a variety of lenders offering 1 year loans, including short-term lenders, banks and building societies, and some payday lenders, so you could apply in many ways.

To apply for a loan option with Multi Month Loans, what you need to do is to complete an online application form with your personal and financial information. Once your application is submitted and accepted by a lender, you could get your money in just 24 hours.

Multi Month Loans are a tech solution, helping consciously customers to find a right short-term finance option.

Loans for people on benefits in Charing Cross

Loans for people on benefits in Charing Cross​

Searching for a loan while on state-benefits?

By helping customers in finding convenient short term loan deals, we ensure you are matched with a lender on our panel that suits your needs best. We guarantee a fastand easy application process, and all of the lenders we work with could transfer funds in just 24 hours.

In the event that you receive income support, such as universal credit or disability benefits, you may find it difficult getting a loan from a bank or building society. However a few short-term loan lenders may be willing to lend you money, pending to your credit score and affordability.

Generally, unemployed or state-benefit customers need to borrow from a broker or lender who specialises in finding them such financing. Fees and APR might vary depending on the lender, so mind your terms and conditions before applying.

If you are looking to borrow money while on benefits, here is how we at Multi Month Loans might be able to help . We offer a variety of loan applications for amounts of up to £5k for 1 to 24 months. 

How to Find Bad Credit Loan Options in Charing Cross: 3 Steps

Time Needed : 5 minutes
Follow these step by step instructions and find out how fast it is to apply for a loan with us!
  • 1. Complete our form

    Applying through Multi Month Loans is quick and easy. It only takes 1-2 pages to apply. You could apply on the go or from the comfort of your own house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search a panel of UK lenders

    By analysing a big panel of UK lenders in real-time, we are able to provide you with an (immediate|instant} outcome. You will find out whether or not you have been approved within seconds of applying.

  • 3. Getting the Cash

    Most lenders will send the money directly to your account in 24 hours! There are no fees and no paperwork to complete; submit an application for loan options up to £5k today!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form

Frequently Asked Questions:

  • 1. How much can I borrow with a bad credit score in Charing Cross?

    The lenders we work with offer applications from £100 - £5k. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your circumstances. Please note that even though individuals with a bad credit score are welcome to apply, we can't guarantee that a lender would accept your application. All applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Typically, lenders could approve loans within 15 minutes, which means your cash could be deposited into your account on the same day you apply. Please note that even though individuals with a bad credit score are welcome to apply, we can't guarantee that a lender would accept your application. All applications are submitted for approval to the lenders on our panel.

  • 3. Why choose Multi Month Loans for bad credit loans in Charing Cross?

    We offer short-term loan applications in the UK, and our application process is designed to make our customer's lives easier. Whether you have a bad credit score or need help covering an unforseen bill, we may be able to help. Please note that even though individuals with a bad credit score are welcome to apply, we can't guarantee that a lender would accept your application. All applications are submitted for approval to the lenders on our panel.