Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Charing Cross – Bad Credit Considered! Apply for up to £5,000 now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

We help our customers to find a suitable option for bad credit in Charing Cross.

Using leading-edge technology to match you with a loan provider in seconds! 

Confidential & Safe

All your details is securely held and not sent to 3rd parties without your consent.

We Don't Charge Any Fees

You won't find any hidden fees . You see the rate the lender has set.

No Paperwork

All applications are processed electronically so there's no need to sign any paperwork in the post or in person.

UK Website

We are a British company working for British customers.

Loans for bad credit in Charing Cross​

Apply for a loan for bad credithistory in Charing Cross now†

Welcome to Charing Cross! Located in the heart of London, Greater London (Westminster), Charing Cross is a excited area surrounded by Whitehall, Chinatown, Covent Garden, Strand, Westminster, St James, Soho, St Giles, Aldwych, Temple. GPS coordinates are latitude: 51.50730 and longitude: -0.12755. The postcode is SW1A 2.

In Charing Cross, you could get an instant loan decision online up to £5,000 today! The loan application options you can get via Multi Month Loans are designed to make your life easier – at times you have an unexpected situation and need a tiny bit of extra money to get you by – we are here to help you. Apply now via our website and you’ll be able to see if any of our lenders will accept you for £100 to £5,000 loans (between one and twenty-four months). It’s possible to get your cash on the same day*.

We check deals fromof the country’s main lenders to find you a short-term loan – individuals with bad credithistory are welcome to submit an application. We strive for flexibility and variety – offering loan application options for everyone – even if you have been declined for loans somewhere else. Our application form has been designed to be as fast and easy as possible- especially for you.

Our aim is offering loan applications that are affordable, as simple as that.

  • You can apply for between £100 and £5,000
  • All credit histories considered
  • No hidden fees
  • Paperless, just one simple application
  • Same day*, cash loans, 24/7
  • Confidential & safe, 256-bit data encryption
  • 100% free no-obligation quote

Charing Cross is renowned for its diverse community feel; take a walk around Charing Cross and you will be struck by the number of independent shops, cafes and businesses Charing Cross boasts.



Payday Loans

Loans for bad credit in Charing Cross​

Payday Loans: Getting Cash Online Within 24 hs

Considering taking out a payday loan to make your budget last until payday? Before you go ahead and submit an application for payday loans with us it’s important to understand both the advantages and disadvantages of this type of short-term finance.

Payday loans are unsecured lines of credit that are borrowed for a short period of time, generally until your upcoming payday although this period could be extended.

Once your application has been accepted, your funds will be deposited directly to your account. At the end of your loan term, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and consequently should only be used in exceptional situations as they are an unsuitable option for repeated lending, and if used like this then they could be costly.

These type of loan applications can last just a few days, or they could be extended over  several months. At Multi Month Loans, we offer you the ability to apply for loans with repayment periods ranging from 1 to 24 months, which depends on on your affordability and the amount you need to borrow.

Cash Loans

cash loans in Charing Cross

Cash Loans in Charing Cross up to £5k

Cash loan options are generally taken out in times of financial emergency. Many A small cash loan can be used to cover unexpected expenses such as medical bills and vehicle repairs. As the amounts and repayment periods are short they are ideal to sort out short term cash flow issues.

These loans can cover things such as:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • Home appliance and house repair
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we offer loans applications, from £100 to £5,000 for periods of 1 month to 24 months. Some of the most popular amounts that our customers apply to borrow are: £200£500 and £1,000 loans.

We can provide cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay may depend on the amount you wish to borrow. However, whether you wish to borrow for six months or 12 months, or on your upcoming payday, we could help you. 

No Credit Check Loans

no credit check loans cash loans in Charing Cross

No Credit Check Loans for Bad Credit in Charing Cross

There are a number of reasons why customers may look for short time finance without credit checks in Charing Cross.

Namely, individuals who have a bad credit history, or what is called a ‘thin file’ credit report, will look for payday loans without credit checks However, as short term finance is regulated by the Financial Conduct Authority, to provide these kind of finance without the appropriate affordability checks goes against regulations. FCA regulations make sure that:

  • The consumer credit market runs efficiently
  • Individuals can get the financial services that they need
  • The rights of borrowers and their best interests are protected
  • Individuals cannot borrow more money than they can afford

Unsurprisingly, the most popular reason why customers look for payday loans with no credit checks is that they have a bad credit history. As you may be aware, when your credit score is not ideal, it can be very limiting when it comes to borrowing money. It could burden you with high interest, short repayment terms and low loan amounts, or (avoid|prevent} you from getting accepted for a finance, altogether.

Quick Loans Options

quick loan in Charing Cross

Fast Loans That Suit You

Quick loans, also known as ‘fast loans’, are short term finance that are to be used in financial emergencies. Lenders approve and transfer the money promptly so that you can solve your money difficulties ASAP. They are generally used to pay for the cost of things such as bills and unexpected repairs. At Multi Month Loans, we provide fast loan applications for amounts of up to £5,000.

Many customers will encounter some typeof financial difficulties in their lifetimes. Still, when unexpected expenses show up, many traditional lenders could leave borrowers waiting for long periods of time to receive a decision on their credit application. In such case, fast loans could provide borrowers with the funds they require as soon as possible.

If you are in need of a fast loan you could borrow anything from £100 to £5,000, which can be sufficient to pay for the expenses of any short-term urgency which you may be having such as car repairs, unexpected expenses and boiler or household fixes.

While there aren’t any restrictions on what you could spend your fast loan on, there are some things that you shouldn’t use them for. If you’re struggling to cover payments of pre-existing debt, for instance, then we don’t encourage you ask for a fast loan.

Small Loans Options

small loans in Charing Cross

Charing Cross Small Loans

Small cash loans are usually taken out in moments of financial emergency. Sometimes applications for small cash loans are used to pay for the expenses for things as unexpected bills or repairs. As the loan amount and terms are short making them suitable for short-term cash flow problems.

These kind of loans could pay for things such as, but not limited to:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • Home appliance and house repair
  • Private medical billsUtilities and maintenance bills

If you have found yourself in a bit of a financial hardship and do not know how to sort it out. If your phone has broken or if you need money for vehicle fixes to tide you over until payday, a cash loan can help your circumstances.

At Multi Month Loans, we can provide small loans applications in Charing Cross for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, if you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could help you.

No Guarantor Loans

no guarantor loans in Charing Cross

Loans without a Guarantor for 1 to 24 months in Charing Cross|

A loan without guarantor is one signed without the need of a guarantor. Without a guarantor, the individual is fully accountable for loan repayment. Having no guarantor can mean lenders regard the applicant a higher risk, which could result to higher APRs than guarantor options.

These kind of loans are for applicants who would rather not be dependent on a guarantor and would prefer the accountability for the loans. This means that no relationships are affected should you fail to cover the repayments, since the [applicant|borrower} is the only person responsible.

In order to be considered eligible for finance in Charing Cross, you must meet the minimum conditions:

  • 18 years of age or older.
  • A resident of the United Kingdom.
  • Earn a regular income monthly.
  • Maintain an active bank account in the UK.

Having a regular income and a suitablecredit score will make it easier to get accepted for a cash loan with no guarantor, but lenders are generally flexible and could consider customers with bad credithistory.

6 Month Loans

6 months loans in Charing Cross

6 Month Loans: Borrow up to £5,000 in Charing Cross

Payday loans are suited for some people, as they are generally repaid within 30 days, but others might prefer to spread the cost of financing over a longer period, such as six months. A six months loan is a great option in many situations, but there are a few things you need to take into consideration first.

Six-month loans are short-term loans options that are borrowed and repaid over a set period of six months. They are typically used to cover living expenses for example bills and rent. This kind of loans spread the cost of the loan and the interest over six equal payments.

It is common for applicants to worry that their bad credit score will avoid them from borrowing money.

There are still lenders who can provide you credit options if you’re looking for 6 month cash loans. Interest rates and APR may be higher for applicants with bad credit history, therefore, you should always consider this when making your decision.

Some of the most popular options applied for by borrowers include £100, £200, £500 and £1k loans.

12 Month

12 months loans in Charing Cross

Charing Cross 12 Month Loans

A 12-month loanis a short-term credit, borrowed and repaid within a fixed period of 12-months. Customers will repay the cash borrowed in fixed monthly payments together with any fees or interest the lender charges.

You can make use 12-month loans to pay for expenses such as unexpected bills, household improvements and repairs, or appliance replacements.

There are some lenders offering 1 year loans, including banks, building societies, short-term and payday lenders, therefore you could apply in many ways.

To apply for a loan option via Multi Month Loans, all you will need to do is to fill out an online application form with your personal and financial information. Once your application has been submitted and accepted by a lender, you could get your loan in as little as 24 hours.

Multi Month Loans is a tech solution, consciously helping applicants to find a right short-term loan.

Loans for people on benefits in Charing Cross

Loans for people on benefits in Charing Cross​

Searching for a loan while on state-benefits?

By helping customers in finding convenient short term loan deals, we make sure you are matched with a lender from our panel that best suits your needs. We guarantee a fastand easy application process, and all of the lenders we work with could transfer funds in as little as 24 hours.

In the event that you receive income support, such as universal credit or disability benefits, you may have difficulty obtaining a loan from a bank or building society. Still some short-term loan lenders may be willing to lend you money, subject to your credit history and affordability.

Generally, unemployed or state-benefit customers need to apply for a loan from a lender or broker who focuses in finding them such credit option. Fees and APR might vary depending on the lender, therefore mind your terms and conditions before applying.

If you’re needing to borrow money while on benefits, here is how we at Multi Month Loans might be able to help . We provide a range of different loan applications for amounts of up to £5,000 for 1 month to 2 years. 

How to Find Bad Credit Loans in Charing Cross: 3 Steps

Time Needed : 5 minutes
Follow these step by step instructions to find out how quick it is to apply for a loan at Multi Months Loans!
  • 1. Apply using the form

    Applying for a loan through Multi Month Loans is quick and easy. It just takes 1-2 pages to complete your application. You could apply on the go or from the comfort of your own house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search a panel of UK lenders

    By searching a big panel of UK lenders in real-time, we are able to provide you with an (immediate|instant} decision. You will know if you have been approved within seconds.

  • 3. Access the Cash

    Most lenders will send the money directly to your account within 24 hours! There are no fees and no paperwork to fill out; submit an application for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online application form


  • 1. How much can I borrow with a bad credit history in Charing Cross?

    The lenders we work with offer applications from £100 to £5,000. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your circumstances. Please mind that although people with a bad credit history are welcome to submit an application, we cannot guarantee that a lender will approve your application. All form applications are subject to approval from the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, lenders could approve loans within 15 minutes, which means your money could be transferred into your account on the same day you apply. Please mind that although people with a bad credit history are welcome to submit an application, we cannot guarantee that a lender will approve your application. All form applications are subject to approval from the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Charing Cross?

    We offer short-term loan applications in the UK, and our application process was created to make our customer's lives easier. Whether you have a bad credit history or need help paying for an unforseen expense, we may be able to help you. Please mind that although people with a bad credit history are welcome to submit an application, we cannot guarantee that a lender will approve your application. All form applications are subject to approval from the lenders on our panel.