Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Chinatown – Bad Credit Considered! Apply for up to £5,000 today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the cash sent to your account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable alternative for bad credit score in Chinatown.

We use leading-edge technology to match you with a loan provider in seconds! 

Private and Safe

Your details will be safely held and not transferred to 3rd parties without permission.

No Fees

You won't find any undisclosed fees with us. You see the rate the lender has set.


All applications are handled digitally so there's no need to sign any paperwork in the post or in person.

British Website

We are a British business serving British customers.

Loans for bad credit in Chinatown​

Apply online for a loan for bad credit in Chinatown today†

Welcome to Chinatown! Located in the heart of London, Greater London (Westminster), Chinatown is a bustling area surrounded by Soho, Strand, Charing Cross, Whitehall, St James, Covent Garden, St Giles, Aldwych, Mayfair, Bloomsbury. GPS coordinates are latitude: 51.51111 and longitude: -0.13139. The postcode is WC2H 7.

In Chinatown, you could get an immediate loan decision up to £5,000 today. The loan application options you can get at Multi Month Loans were created to make your life simpler – at times you have an urgency and need that tiny bit of extra cash to get you by and we’re here to help you. Apply today via our website and you will be able to see if one of our lenders will accept your application for £100 to £5,000 loans (between one and twenty-four months). You could get the loan on the same day*.

We compare deals from some of the UK’s top lenders to help you a short-term loan – individuals with bad credit are always welcome to submit an application. We always strive for variety and flexibility – offering loan application options for everyone – even if our customers have been declined for credit somewhere else. Our loan application process was created to be as fast and easy as possible.

Our goal is to offer loan applications at an affordable rate, as simple as that.

  • You can apply for anything between £100 and £5,000
  • All credit histories considered
  • No hidden costs
  • Paperless, one simple online application
  • Same day*, cash loans, 24/7
  • Private and secure, 256-bit data encryption
  • 100% free no-obligation quote

Chinatown is well-known for its diverse community feeling; take a walk around the area and you will be surprised by the number of independent retailers, pubs and businesses Chinatown boasts.



Payday Loan Options

Loans for bad credit in Chinatown​

Payday Loans: Getting Cash Online Within the Same Day

Are you considering applying for a payday loan to make your budget last until payday? Before you go ahead and submit an application for payday loans with Multi Month Loans today it’s important to understand both the advantages and disadvantages of this type of short-term finance.

Payday loans are unsecured lines of credit that are borrowed for a short-term period, usually until your upcoming payday although this term can be extended.

Once your application has been approved, your cash would be sent directly into your bank account. When your loan term ends, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and consequently should only be used in one-off situations as they aren’t a good option for repeated lending, and if used like this then they can be expensive.

These type of loan applications can last just a few days, or they can be extended over  a number of months. At Multi Month Loans, we offer you the opportunity to apply for loans with repayment periods ranging from 1 to 24 months, which depends on on how much you can afford and the amount you need to borrow.

Cash Loan Options

cash loans in Chinatown

Cash Loans in Chinatown up to £5,000

Cash loans are usually taken out in times of financial distress. A lot of A small cash loan can be used to cover unexpected costs such as unexpected bills and repair costs. As the loan amount and repayment periods are short they are convenient for short term cash flow complications.

These loans can cover things such as:

  • Rent and mortgage payment
  • Car repairs and maintenance
  • Home appliance and house repair
  • Medical bills
  • Utilities and maintenance bills

At Multi Month Loans we work with cash loans applications, from £100 to £5,000 for periods of 1 month to 2 years. Some of the most popular cash amounts that our customers request to borrow are: £200£500 and £1,000 loans.

We can offer cash loans applications for {just as little as} a month up to 2 years. How long you would like to repay may depend on the amount you would like to borrow. However, whether you would like to borrow for 6 months or twelve months, or on your upcoming payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Chinatown

Chinatown No Credit Check Loans for Bad Credit

There are a several reasons why applicants may search for short time finance without credit checks in Chinatown.

Usually, customers who have a bad credit history, or what is called a ‘thin file’ credit report, search for payday loans with no credit checks However, as short term finance is regulated by the Financial Conduct Authority, to offer these type of finance without the appropriate affordability checks goes against the law. FCA regulations ensure that:

  • The consumer credit market runs proficiently
  • Customers can get the financial services that they need
  • The rights of borrowers and their best interests are protected
  • Individuals cannot borrow more than they can afford to pay back

Unsurprisingly, the most common reason why customers search for payday loans with no credit checks is that they have bad credit. As you may be aware, when your credit rating is not high, it can be very limiting when it comes to applying for a loan. It can burden people with high interest, short repayment periods and low loan amounts, or even (avoid|prevent} you from getting approved for a loan, altogether.

Quick Loans Options

quick loan in Chinatown

Fast Loans That Suit You

Quick cash loans are short term loan that are to be used in financial emergencies. Lenders approve and send the cash quickly so that you can solve your cash problems ASAP. They are usually used to cover the cost of things such as one-off bills and unexpected repairs. At Multi Month Loans, we offer fast loan applications for amounts of up to £5k.

Many customers will encounter some typeof financial problems in their lifetimes. However, when unexpected costs appear, many traditional lenders can leave applicants waiting for long periods of time for a decision on their loan application. In such case, fast loans can offer applicants with the cash they need as soon as possible.

If you need a fast loan you can apply for anything from £100 to £5k, which could be sufficient to cover the costs of any short-term emergency which you may be having such as car repairs, unexpected bills and boiler or household repairs.

While there aren’t any limits on what you can spend the fast loan on, there are some things that you should avoid using them for. If you are struggling to pay off existing debt, for example, then we do not recommend you take out a fast loan.

Small Loans Options

small loans in Chinatown

Small Loans in Chinatown

Small cash loans are usually taken out in moments of financial emergency. Many applications for small cash loans are used to cover the costs for things as unexpected bills or repairs. Since the loan amount and terms are short they are ideal for short-term cash flow problems.

These type of loans can cover things such as, but not restricted to:

  • Rent and mortgage payment
  • Car repairs and maintenance
  • Home appliance and house repair
  • Medical billsUtilities and maintenance bills

If you’ve found yourself in a bit of a financial trouble and you do not know what to do next. If the washing machine has broken or if you want cash for car repairs to tide you over until payday, a cash loan can help your situation.

At Multi Month Loans, we can offer small loans applications in Chinatown for as little as a month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, if you would like to borrow for 6 months or 12 months, or on your upcoming payday, we can be helpful.

No Guarantor Options

no guarantor loans in Chinatown

Loans without a Guarantor for 1 to 24 months in Chinatown|

A loan without guarantor is one signed without the need of a guarantor. Without a guarantor, the individual is completely responsible for loan repayment. Having no guarantor can mean lenders consider the customer a higher risk, which can result to higher interests than guarantor options.

These type of credit are for borrowers who would rather not be dependent on a guarantor and would prefer the responsibility of the loans. This means that no relationships are damaged should you fail to make repayments, as the [applicant|borrower} is the only person responsible.

As to be considered eligible for finance in Chinatown, you must meet the minimum requirements:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Earn a regular income monthly.
  • Maintain an active bank account in the UK.

Having a regular income and a highcredit rating will make it easier to get approved for a cash loan without a guarantor, but lenders are usually flexible and would take into consideration applicants with bad credit.

6 Month Loan Options

6 months loans in Chinatown

6 Month Loans: Apply up to £5k in Chinatown

Payday loans are suitable for some individuals, as they are usually repaid in 30 days, but others might prefer to spread the cost of borrowing over a longer period, such as six months. A 6 months loan is a ideal alternative in many situations, but there are a few things individuals need to consider first.

Six-month loans are short-term credit options that are borrowed and repaid over a set six months. They are generally borrowed to cover day-to-day costs such as bills and rent. Loans of this type divide the cost of the loan and the interest over six equal instalments.

It’s common for individuals to worry that their poor credit rating will prevent them from borrowing cash.

Still lenders who would offer you credit options if need for a cash loan for 6 months. Interest rates and APR may be higher for customers with poor credit score, therefore, you should always consider this when making your decision.

Some of the most popular amounts applied for by applicants include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Chinatown

Chinatown 12 Month Loans

A 12-month loanis a short-term loan, borrowed and repaid in a fixed period of 12-months. Applicants would repay the cash borrowed in fixed monthly instalments together with any fees or interest charged by the lender.

Customers can use 12-month loans to cover expenses such as unexpected bills, household repairs and improvements, or appliance replacements.

There are some lenders offering 1 year loans, including banks, building societies, short-term and payday lenders, therefore you can apply in a variety of ways.

To apply for a loan option via Multi Month Loans, all you will need to do is to fill out an online application form with some financial and personal details. Once the application has been sent and approved by a lender, you could get your loan in just a day.

Multi Month Loans is a tech platform, consciously helping borrowers to find a suitable short-term finance option.

Loans for people on benefits in Chinatown

Loans for people on benefits in Chinatown​

Searching for a loan while on benefits?

By assisting applicants in finding convenient short term loan deals, we ensure you’re matched with a lender from our panel that best suits your needs. We guarantee a fastand easy application process, and all of the lenders we work with can send cash in just a day.

If you receive income support, such as universal credit or disability benefits, you may find it difficult getting a loan from a bank or building society. However a few short-term loan lenders may be willing to lend you money, pending to your credit history and affordability.

Generally, unemployed or state-benefit applicants need to borrow from a broker or lender who focuses in finding them such financing. Fees and APR might vary depending on the lender, therefore read your terms and conditions before applying.

If you are needing to borrow money while on benefits, here’s how we at Multi Month Loans might be able to help you. We offer a variety of loan applications for amounts of up to £5,000 for 1 to 24 months. 

How to Find Bad Credit Loan Options in Chinatown: 3 Steps

Time Needed : 5 minutes
Follow these step by step instructions to find out how quick it is to apply for a loan at Multi Months Loans!
  • 1. Apply using the form

    Applying for a loan via Multi Month Loans is always quick and easy. It only takes one or two pages to apply. You can apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search our panel of UK lenders

    By searching a big panel of British lenders in real-time, we are able to give you with an (immediate|instant} outcome. You will find out if you have been approved within seconds of applying.

  • 3. Access the Cash

    Most lenders will transfer the cash directly to your bank account in a day! There are no fees and no paperwork to complete; apply for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online application form

Frequently Asked Questions:

  • 1. How much can I borrow with bad credit in Chinatown?

    The lenders we work with offer applications from £100 to £5,000. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your situation. Please note that although individuals with bad credit are welcome to submit an application, we cannot guarantee that a lender from our panel would approve your application. All applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, the lender from our panel can approve loans within 15 minutes and this means that your cash can be deposited into your account on the same day you apply. Please note that although individuals with bad credit are welcome to submit an application, we cannot guarantee that a lender from our panel would approve your application. All applications are submitted for approval to the lenders on our panel.

  • 3. Why choose Multi Month Loans for bad credit loans in Chinatown?

    We offer short-term loan applications in the UK, and our application process is designed to make our customer's lives simpler. Whether you have bad credit or need help paying for an unexpected expense, we may be able to help. Please note that although individuals with bad credit are welcome to submit an application, we cannot guarantee that a lender from our panel would approve your application. All applications are submitted for approval to the lenders on our panel.