Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Chinatown – Bad Credit Considered! Apply for up to £5k now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the money sent to your account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable option for bad credit in Chinatown.

Using leading-edge technology to match you with a finance provider in seconds! 

Confidential & Safe

Your details will be securely held and not sent to third parties without permission.

No Fees

You won't find any undisclosed charges . The rate you see is the rate the lender has set

No Paperwork

All loan applications are processed digitally so no need to sign any documents in the post or in person.

UK Site

We are a British company serving British customers.

Loans for bad credit in Chinatown​

Apply for a loan for bad credit in Chinatown now†

You could get an immediate loan decision online up to £5k today! The loan application options you could get via Multi Month Loans were created to make our customer’s lives easier – at times you have an emergency and need a tiny bit of extra cash to get you by and we’re here to help our customers. Apply now via our website and you’ll be able to see if one of our lenders will accept your application for £100 to £5k loans (between 1 and 24 months). It’s possible to get the cash on the same day*.

We compare deals from some of the UK’s main lenders to help you a short-term loan – individuals with bad credit are always encouraged to submit an application. We always seek for flexibility and variety – we offer loan application options for everyone – even if our customers have been declined for loans elsewhere. Our loan application process was created to be as fast and easy as possible- especially for you.

Our objective is offering loan applications at an affordable rate, as simple as that.

  • You can apply for between £100 and £5,000
  • All credit histories considered
  • No hidden costs
  • No paperwork, just one simple application
  • Same day*, cash loans, 24/7
  • Confidential & safe, 256-bit data encryption
  • 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Chinatown​

Payday Loans: Getting Money Online Within 24 hs

Are you considering applying for a payday loan to ensure that your budget lasts until payday? Before you go ahead and submit an application for a payday loan with us it’s important to understand both the advantages and disadvantages of this kind of short-term finance.

Payday loans are unsecured credit lines that are borrowed for a short-term period, usually until your upcoming payday although this term can be extended.

Once your application has been approved, your funds would be transferred directly into your bank account. When your loan term ends, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and consequently should only be used in one-off situations as they are an unsuitable option for repeated lending, and if used this way then they can be costly.

These loans applications can last just a few days, or they can be extended over  a number of months. At Multi Month Loans, we offer our customers the ability to apply for loans with repayment periods of between 1 to 24 months, which depends on on how much you can afford and the amount you need to borrow.

Cash Loan Options

cash loans in Chinatown

Cash Loans in Chinatown up to £5k

Cash loan options are usually requested in times of financial distress. A lot of A small cash loan can be used to cover the costs for things such as unexpected bills or the costs of repairs. As the loan amount and terms are short they are ideal to sort out short term cash flow problems.

These loans can cover things such as:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we offer loans applications, from £100 to £5k for periods of 1 month to 24 months. Some of the most popular amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We could provide cash loans applications for {just as little as} a month up to 2 years. How long you would like to repay might depend on how much you would like to borrow. However, whether you would like to borrow for 6 months or twelve months, or on your upcoming payday, we can help you. 

No Credit Check Loan Options

no credit check loans cash loans in Chinatown

No Credit Check Loans for Bad Credit in Chinatown

There are a number of reasons why applicants might look for short time finance without credit checks in Chinatown.

Generally, customers who have a bad credit history, or what is called a ‘thin file’ credit report, will look for payday no credit check loans However, as short term finance is regulated by the Financial Conduct Authority, to provide these type of finance without the appropriate affordability checks is against the law. FCA regulations make sure that:

  • The consumer credit market runs proficiently
  • Individuals can access the financial services that they need
  • The rights of borrowers and their best interests are protected
  • People cannot borrow more money than they can afford to pay back

Unsurprisingly, the most popular reason why customers search for payday loans with no credit checks is that they have a bad credit score. As you might know, when your credit history is not high, it can be very limiting when it comes to borrowing money. It can saddle applicants with high interest, short repayment periods and low loan amounts, or (avoid|prevent} you from getting approved for a loan, altogether.

Quick Loans

quick loan in Chinatown

Quick Loans to Suit Your Needs

Quick loans are short term loan that are to be used for financial urgencies. Lenders approve and send the money promptly so that you can solve your money difficulties as soon as possible. They are typically used to cover the cost of things such as bills and unexpected circumstances. At Multi Month Loans, we provide fast loan applications for amounts of up to £5,000.

Many customers will face some kind of financial difficulties in their lifetimes. However, when unexpected expenses show up, many traditional lenders can keep applicants waiting for prolonged periods of time for a decision on their loan application. In this case, fast loans can provide applicants with the funds they require as soon as they need them.

If you need a fast loan you can borrow anything from £100 to £5,000, which could be enough to cover the expenses of any short-term urgency which you may be having such as car repairs, unexpected costs and boiler or home fixes.

While there are not any limits on what you can use your fast loan on, there are some things that you should avoid using them for. If you’re struggling to existing debt, for example, then we do not recommend you ask for a fast loan.

Small Loans

small loans in Chinatown

Chinatown Small Loans

Small cash loans are usually borrowed in times of financial hardship. Sometimes applications for small cash loans are used to cover the expenses for things as unexpected bills or the costs of repairs. Since the loan amount and terms are short making them a good option for short-term cash flow problems.

These type of loans can cover things such as, but not limited to:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical billsUtilities and maintenance bills

If you have found yourself in a bit of a financial hardship and do not know how to sort it out. Whether the washing machine has broken or whether you want money for car fixes to tide you over until payday, a cash loan could help your situation.

At Multi Month Loans, we could provide small loans applications in Chinatown for as little as one month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you would like to borrow for 6 months or 12 months, or on your upcoming payday, we can help you.

No Guarantor Options

no guarantor loans in Chinatown

Loans without a Guarantor for 1 to 24 months in Chinatown|

A loan without guarantor is one signed without the need of a guarantor. Without a guarantor, the customer is fully accountable for loan repayment. Having no guarantor means lenders consider the borrower a higher risk, which can result to higher APRs than guarantor loans.

These type of loans are for borrowers who would rather not be dependent on a guarantor and would prefer the responsibility of the loans. This means that no relationships are affected should you stop to make repayments, as the [applicant|borrower} is the only person in charge.

In order to be seen as eligible for finance in Chinatown, you must meet the minimum conditions:

  • 18 years of age or older.
  • A resident of the United Kingdom.
  • Earn a regular income monthly.
  • Maintain an active bank account in the UK.

Having a regular income and a suitablecredit history will make it more feasible to get accepted for a cash loan with no guarantor, but lenders are usually flexible and could consider individuals with bad credit.

6 Month Loan Options

6 months loans in Chinatown

6 Month Loans: Borrow up to £5,000 in Chinatown

Payday loans are suitable for some people, as they are usually repaid in 30 days, but others may prefer to spread the cost of borrowing over a more extensive period, such as six months. A 6 months loan is a ideal alternative in many situations, but there are a few things individuals need to take into account beforehand.

Six-month loans are short-term loans options that are borrowed and repaid over a set six months. They are generally borrowed to cover day-to-day expenses such as rent and bills. Loans of this type spread the cost of the loan and the interest over six equal instalments.

It’s common for customers to worry that their bad credit history will avoid them from borrowing money.

There are still lenders who will provide you credit options if need for 6 month cash loans. APR and interest rates might be higher for applicants with bad credit history, therefore, you should always take this into consideration when making your decision.

Some of the amounts most applied for by applicants include £100, £200, £500 and £1k loans.

12 Month
Loan Options

12 months loans in Chinatown

Chinatown 12 Month Loans

A 12-month loanis a short-term loan, borrowed and repaid in a fixed period of 1 year. People would repay the money borrowed in fixed monthly instalments along with the fees or interest the lender charges.

Customers could use 12-month loans to cover expenses as unexpected bills, home repairs and improvements, or appliance replacements.

There are some lenders offering 1 year loans, including short-term lenders, banks and building societies, and some payday lenders, so you can apply in a variety of ways.

In  order to apply for a loan option with Multi Month Loans, what you need to do is to complete an online application form with your personal and financial details. Once the application has been submitted and approved by a lender, you could get your loan in as little as a day.

Multi Month Loans is a tech platform, helping consciously borrowers to find a suitable short-term loan.

Loans for people on benefits in Chinatown

Loans for people on benefits in Chinatown​

Searching for a loan while on benefits?

By helping applicants in finding suitable short term credit deals, we make sure you’re matched with a lender from our panel that best suits your needs. We commit to a quick and easy application process, and all of the lenders we work with can send funds in as little as a day.

If you receive income support, such as disability benefits or universal credit, you might have difficulty getting a loan from a building society or a bank. However some short-term loan lenders might be willing to lend you money, pending to your credit history and affordability.

Usually, unemployed or state-benefit applicants need to apply for a loan from a broker or lender who focuses in finding them such credit option. Interest rates and APR may vary depending on the lender, so read your terms and conditions beforehand.

If you’re looking to borrow money while on benefits, here is how we at Multi Month Loans may be able to help . We provide a range of different loan applications for amounts of up to £5k for 1 month to 2 years. 

How to Find Bad Credit Loan Options in Chinatown: Three Steps

Time Needed : 5 minutes
Check these steps and find out how easy it is to submit a loan application with us!
  • 1. Complete our online form

    Applying at Multi Month Loans is always easy and quick. It only takes one or two pages to apply. Our customers can apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse a panel of UK lenders

    By analysing a large panel of UK lenders in real-time, we are able to give our customers with an (immediate|instant} resolution. You will know whether or not you have been approved within seconds.

  • 3. Access the Money

    Most lenders will deposit the cash directly to your bank account in 24 hours! There are no fees and no paperwork to fill out; apply for loan options up to £5k today!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online form

Frequently Asked Questions:

  • 1. How much can I borrow with a bad credit score in Chinatown?

    The lenders we work with offer applications from £100 to £5k. As you can apply in £100 increments, you can customise your loan plan and borrow money to fit your circumstances. Please note that although people with a bad credit score are welcome to submit an application, we cannot guarantee that a lender would approve your application. All applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Typically, lenders can approve loans within 15 minutes, which means your money can be deposited into your account on the same day. Please note that although people with a bad credit score are welcome to submit an application, we cannot guarantee that a lender would approve your application. All applications are submitted for approval to the lenders on our panel.

  • 3. Why choose Multi Month Loans for bad credit loans in Chinatown?

    We offer short-term finance applications in the UK, and our application process is designed to make your life easier. Whether you have a bad credit score or need help covering an unexpected bill, we may be able to help you. Please note that although people with a bad credit score are welcome to submit an application, we cannot guarantee that a lender would approve your application. All applications are submitted for approval to the lenders on our panel.