Pentonville, Angel, Clerkenwell. No Fees. Apply for up to £5k online today!" />Pentonville, Angel, Clerkenwell. No Fees. Apply for up to £5k online today!" />Pentonville, Angel, Clerkenwell. No Fees. Apply for up to £5k online today!" />

Warning: Late repayment can cause you serious money problems. For help, go to

Loans in Finsbury – Bad Credit Considered! Apply for up to £5,000 today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to

You could receive the money the same day!

Get the money sent to your account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable option for bad credit in Finsbury.

Using cutting edge technology to match you with a finance option instantly! 

Private and Safe

Your details is safely held and not transferred to third parties without your authorisation.

We Don't Charge Any Fees

You won't find any undisclosed fees . The rate you see is the rate the lender has set

No Paperwork

All applications are processed electronically so there's no need to sign any documentation in the post or in person.

UK Website

We are a British company helping British customers.

Loans for bad credit in Finsbury​

Apply online for a loan for bad creditscore in Finsbury now†

You could get an instant loan decision up to £5,000 today. The loan application options you can get via Multi Month Loans were designed to make your life easier – sometimes you have an emergency and need a tiny bit of extra cash to get you by – we’re here to help you. Apply now via our website and you’ll be able to see if any of our lenders will accept you for £100 to £5,000 loans (between 1 and 24 months). You could get the loan on the same day*.

We check deals from some of the country’s top lenders to help you a short-term loan option, people with bad creditscore are always welcome to apply. We always seek for variety and flexibility, we offer loan application options for everyone – even if our customers have been rejected for finance somewhere else. Our application process was designed to be as quick and simple as possible- especially for you.

Our aim is offering loan applications at an affordable rate, as simple as that.

  • You can apply for between £100 and £5,000
  • All credit scores considered
  • No hidden costs
  • No paperwork, one simple form
  • 24/7, same day* cash loans
  • Private & safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Finsbury​

Payday Loans: Getting Money Online Within the Same Day

Considering applying for a payday loan to make your budget last until payday? Before you go ahead and apply for payday loans with Multi Month Loans today it’s important to understand both the pros and cons of this type of finance.

Payday loans are unsecured credit lines that are borrowed for a short period of time, generally until your next payday even though this period can be extended.

Once your application has been approved, your money will be transferred directly to your bank account. At the end of your loan term, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term finance only and consequently should only be used in exceptional circumstances as they aren’t a good option for repeated lending, and if used this way then they can be costly.

These type of loan applications can last just a few days, or they can be extended over  a number of months. At Multi Month Loans, we offer you the ability to apply for loans with repayment periods ranging from 1 to 24 months, which depends on on how much you can afford and the amount to borrow.

Cash Loan Options

cash loans in Finsbury

Cash Loans in Finsbury up to £5k

Cash loans are generally requested in times of financial distress. A lot of applications for small cash loans are used to cover the costs for things such as unexpected bills or the costs of repairs. As the loan amount and repayment periods are short they are convenient to sort out short term cash flow problems.

These loans can cover things such as, but not limited to:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Medical emergencies
  • Utility and maintenance bills

At Multi Month Loans we work with loans applications, anywhere from £100 to £5,000 for periods of 1 month to 24 months. Some of the most popular amounts that our customers request to borrow include: £200£500 and £1,000 loans.

We can offer cash loans applications for {just as little as} a month up to 2 years. How long you need to repay might depend on how much you need to borrow. However, whether you need to borrow for six months or 12 months, or on your next payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Finsbury

No Credit Check Loans for Bad Credit in Finsbury

There are a several reasons why applicants might look for short time loans without credit checks in Finsbury.

Namely, people who have a bad credit history, or what is called a ‘thin file’ credit report, will look for payday loans with no credit checks However, as short term loans is regulated by the Financial Conduct Authority, to offer these type of loans without the suitable affordability checks is against regulations. FCA regulations ensure that:

  • The consumer credit market runs efficiently
  • Customers have access the financial services that they need
  • The rights of borrowers and their best interests are protected
  • People cannot borrow more than they can afford to pay back

Unsurprisingly, the most common reason why people search for payday loans with no credit checks is that they have a bad credit score. As you might know, when your credit rating is not good, it can be very limiting when it comes to borrowing money. It can burden you with high interest, short repayment periods and low loan amounts, or even (avoid|prevent} you from getting approved for a finance.

Quick Loans

quick loan in Finsbury

Quick Loans That Suit You

Quick cash loans, also known as ‘fast loans’, are short term finance that are to be used for financial urgencies. Lenders accept and deposit the money promptly so that you can solve your money issues as soon as possible. They are usually used to pay for the cost of things such as bills and unexpected situations. At Multi Month Loans, we offer quick loan applications for amounts of up to £5k.

Many people will encounter some typeof financial issues in their lifetimes. However, when unforeseen costs show up, many traditional lenders can keep applicants waiting for lengthy periods of time to receive a decision on their credit application. In such case, quick loans can offer applicants with the money they require as soon as they need them.

If you are in need of a quick loan you can borrow anything from £100 to £5k, which could be sufficient to pay for the costs of any short-term emergencies which you may be having such as car repairs, unforeseen expenses and boiler or household repairs.

While there are not any limits on what you can spend your quick loan on, there are some things that you shouldn’t use them for. If you’re struggling to keep up with payments of existing debt, for example, then we don’t recommend you ask for a quick loan.

Small Loans

small loans in Finsbury

Finsbury Small Loans

Small cash loans are usually borrowed in times of financial urgency. Many applications for small cash loans are spent to cover the costs for things such as unforeseen bills or repairs. As the loan amount and terms are short they are an ideal option for short-term cash flow problems.

These type of loans can pay for things such as, but not restricted to:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Medical emergenciesUtility and maintenance bills

If you’ve found yourself in a bit of a financial hardship and don’t know how to sort it out. Whether the washing machine has broken or whether you need money for car repairs to tide you over until payday, a cash loan can help your situation.

At our company: Multi Month Loans, we can offer small loans applications in Finsbury for as little as a month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, whether you need to borrow for 6 months or 12 months, or on your next payday, we can be helpful.

No Guarantor Options

no guarantor loans in Finsbury

Loans without a Guarantor for 1 to 24 months in Finsbury|

A no-guarantor loan is one signed without a guarantor. Without a guarantor, the borrower is fully accountable for repayment of the loan. Having no safety net could mean lenders consider the borrower a greater risk, which can lead to higher interests than guarantor options.

These type of credit are for applicants who would rather be independent from a guarantor and would rather have the responsibility of the loans. This means that relationships are not affected should you stop to make repayments, since the [applicant|borrower} is the only person responsible.

As to be considered eligible for finance in Finsbury, you must meet the minimum requirements:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Have an active UK bank account.

Having a regular income and a suitablecredit rating will make it easier to get accepted for a cash loan with no guarantor, but lenders are generally flexible and would take into consideration customers with bad creditscore.

6 Month Loan Options

6 months loans in Finsbury

6 Month Loans: Apply up to £5k in Finsbury

Payday loans are suited for some people, as they are generally repaid in 30 days, but others might prefer to spread the cost of financing over a more extensive period, such as six months. A six months loan is a good option in many circumstances, but there are a few things individuals need to think about beforehand.

Six-month loans are short-term finance options that are borrowed and repaid over a set six months. They are generally borrowed to cover living costs such as bills and rent. This kind of loans divide the cost of the loan and the interest over six equal payments.

It’s typical for individuals to worry that their bad credit rating will prevent them from borrowing money.

There are still lenders who will offer you credit options if you’re looking for 6 month cash loans. Interest rates and APR might be higher for applicants with bad credit score, for that reason, you should always take this into consideration when applying for a loan.

Some of the most popular options applied for by applicants include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Finsbury

12 Month Loans in Finsbury

A 12-month loanis a short-term credit, borrowed and repaid in a fixed period of 12-months. People will repay the money borrowed in fixed monthly payments together with the fees or interest charged by the lender.

Customers can use 12-month loans to cover expenses as unforeseen bills, household repairs and improvements, or appliance replacements.

There are some lenders providing 1 year loans, including banks, building societies, payday and short-term lenders, therefore you can apply in many ways.

To apply for a loan option via Multi Month Loans, what you need to do is to fill out an online application form with some financial and personal information. Once the application has been sent and approved by a lender, you could get your cash in as little as 24 hours.

Multi Month Loans are a tech solution, consciously helping customers to find a right short-term finance option.

Loans for people on benefits in Finsbury

Loans for people on benefits in Finsbury​

Need a loan while on benefits?

By assisting customers in finding suitable short term credit options, we ensure you are matched with a lender on our panel that suits your needs best. We commit to a fastand simple application process, and all of the lenders we work with can send money in as little as 24 hours.

In the event that you receive income support, such as disability benefits or universal credit, you might have difficulty obtaining a loan from a bank or building society. However some short-term loan lenders might be willing to loan you money, pending to your credit history and affordability.

Generally, unemployed or state-benefit customers need to apply for a loan from a broker or lender who specialises in finding them such credit option. Interest rates and APR might vary depending on the lender, therefore mind your terms and conditions beforehand.

If you’re needing to borrow money and claim benefits, here’s how we at Multi Month Loans might be able to help . We offer a range of different loan applications for amounts of up to £5,000 for 1 to 24 months. 

How to Get Bad Credit Loan Options in Finsbury: 3 Steps

Time Needed : 5 minutes
Follow these steps and find out how easy it is to submit a loan application at Multi Months Loans!
  • 1. Apply using the online form

    Applying via Multi Month Loans is always easy and quick. It only takes one or two pages to apply. Our customers can apply on the go or from the comfort of your house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse a panel of UK lenders

    By searching a big panel of UK lenders in real-time, we are able to give you with an (immediate|instant} resolution. You will know whether or not you have been approved within seconds of applying.

  • 3. Access the Money

    Most lenders will deposit the cash directly to your bank account in a day! There are no fees and no paperwork to fill out; apply for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form


  • 1. How much can I borrow with a bad credit score in Finsbury?

    The lenders we work with offer applications from £100 - £5,000. As you can apply in £100 increments, you can customise your loan plan and borrow money to fit your situation. Please note that even though people with a bad credit score are welcome to apply, we can't guarantee that a lender will accept your application. All form applications are subject to approval from the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, the lender from our panel can approve loans within 15 minutes and this means that your money can be deposited into your account on the same day you apply. Please note that even though people with a bad credit score are welcome to apply, we can't guarantee that a lender will accept your application. All form applications are subject to approval from the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Finsbury?

    We offer short-term finance applications in the UK, and our application process was created to make our customer's lives easier. Whether you have a bad credit score or need help covering an unexpected expense, we may be able to help. Please note that even though people with a bad credit score are welcome to apply, we can't guarantee that a lender will accept your application. All form applications are subject to approval from the lenders on our panel.