Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Fitzrovia – Bad Credit Considered! Apply for up to £5,000 now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable option for bad credit score in Fitzrovia.

Using cutting edge technology to match you with a loan option instantly! 

Confidential & Safe

All your details will be securely handled and not sent to third parties without your consent.

No Fees

You won't find any undisclosed charges with us. The rate you see is the rate the lender has set


All applications are handled digitally so there's no need to sign any paperwork in the post or in person.

UK Site

We are a UK business working for UK customers.

Loans for bad credit in Fitzrovia​

Apply for a loan for bad creditscore in Fitzrovia now†

You could get an instant loan decision up to £5,000 today! The loan application options you could get via Multi Month Loans were created to make our customer’s lives easier – at times you have an urgency and need that tiny bit of extra money to get you by and we’re here to help our customers. Apply now via our website and you will be able to see if one of our lenders will accept you for £100 to £5,000 loans (between one and twenty-four months). It’s possible to get the loan on the same day*.

We check deals from some of the UK’s main lenders to find you a short-term loan option, people with bad creditscore are encouraged to apply. We strive for variety and flexibility, offering loan application options for everyone – even if our customers have been declined for loans somewhere else. Our loan application process has been created to be as fast and simple as possible- especially for you.

Our aim is to offer loan applications that are affordable, it’s that simple.

  • You can apply for between £100 and £5,000
  • All credit histories considered
  • No hidden fees
  • Paperless, just one simple application
  • Instant cash loans, 24/7, same day*
  • Confidential and safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Fitzrovia​

Payday Loans: Get Money Online Within the Same Day

Are you considering applying for a payday loan to help you stretch your budget until payday? Before you go ahead and apply for a payday loan with us it’s important to understand both the advantages and disadvantages of this kind of short-term finance.

Payday loans are unsecured credit lines that are borrowed for a short period of time, usually until your upcoming payday even though this period could be extended.

Once your loan application has been approved, your funds would be deposited directly to your account. When your loan term ends, you must repay your loan in addition to any interest in full.

These loans applications are designed specifically for short-term finance only and therefore should only be used in one-off circumstances as they are an unsuitable option for repeated lending, and if used like this then they could be costly.

These loans applications can last as little as a few days, or they could be extended over  a number of months. At Multi Month Loans, we offer our customers the opportunity to apply for loans with repayment periods of between 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in Fitzrovia

Cash Loans in Fitzrovia up to £5,000

Cash loans are usually requested in times of financial distress. A lot of applications for small cash loans are used to cover unexpected expenses such as medical bills and vehicle repairs. As the amounts and repayment periods are short they are convenient to sort out short term cash flow issues.

These loans can cover things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle maintenance and repairs
  • Home appliance and house repair
  • Medical bills
  • Utilities and maintenance bills

At Multi Month Loans we offer loans applications, anywhere from £100 to £5,000 for periods of 1 month to 24 months. Some of the most popular amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We could offer cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or twelve months, or on your upcoming payday, we could help you. 

No Credit Check Loan Options

no credit check loans cash loans in Fitzrovia

Fitzrovia No Credit Check Loans for Bad Credit

There are a several reasons why applicants may search for short time loans without credit checks in Fitzrovia.

Usually, individuals who have a bad credit history, or what is called a ‘thin file’ credit report, will search for payday no credit check loans However, as short term loans is regulated by the Financial Conduct Authority, to offer these type of loans without the suitable affordability checks is against the law. FCA regulations make sure that:

  • The consumer credit market runs efficiently
  • People have access the financial services that they need
  • The best interests and rights of borrowers are protected
  • Customers can’t borrow more than they can afford to pay back

Unsurprisingly, the most common reason why people look for payday loans with no credit checks is that they have a bad credit history. As you may be aware, when your credit history is not high, it can be very tricky when it comes to applying for a loan. It could saddle people with high interest, short repayment terms and low borrowing amounts, or (avoid|prevent} you from getting approved for a credit, altogether.

Quick Loans Options

quick loan in Fitzrovia

Quick Loans to Suit Your Needs

Quick cash loans, also known as ‘fast loans’, are short term credit that are to be used for financial urgencies. Lenders accept and send the money fast so that you can solve your money issues ASAP. They are generally used to pay for the cost of things such as bills and unexpected repairs. At Multi Month Loans, we offer fast loan applications for amounts of up to £5,000.

Many people will face some kind of financial issues in their lifetimes. However, when unforeseen costs appear, many traditional lenders could leave applicants waiting for lengthy periods of time for a decision on their credit application. In this case, fast loans could offer applicants with the funds they require as soon as they need them.

If you are in need of a fast loan you could borrow anything from £100 to £5,000, which would be enough to pay for the costs of any short-term emergencies which you may be having such as car repairs, unforeseen bills and boiler or household fixes.

While there aren’t any limits on what you could spend your fast loan on, there are some things that you shouldn’t use them for. If you are struggling to keep up with payments of pre-existing debt, for example, then we do not encourage you take out a fast loan.

Small Loans Options

small loans in Fitzrovia

Fitzrovia Small Loans

Small loans are usually borrowed in times of financial emergency. Many applications for small cash loans are used to pay for the costs for things as unforeseen bills or the costs of repairs. As the loan amount and terms are short making them ideally suited for short term issues with cash flow.

These type of loans could pay for things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle maintenance and repairs
  • Home appliance and house repair
  • Medical billsUtilities and maintenance bills

If you’ve found yourself in a bit of a financial predicament and don’t know what to do next. If the washing machine has broken or if you want money for car repairs to tide you over until payday, a cash loan could help your circumstances.

At our company: Multi Month Loans, we could offer small loans applications in Fitzrovia for as little as one month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, if you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could help you.

No Guarantor Loans

no guarantor loans in Fitzrovia

Loans without a Guarantor for 1 to 24 months in Fitzrovia|

A no-guarantor loan is one signed without a guarantor. Without a guarantor, the borrower is completely accountable for repayment of the loan. Having no guarantor means lenders regard the applicant a higher risk, which could lead to higher interests than guarantor loans.

These type of loans are for people who would rather not be dependent on a guarantor and would prefer the responsibility of the loans. This means that relationships are not hurt should you stop to make repayments, because the [applicant|borrower} is the only person in charge.

In order to be considered eligible for finance in Fitzrovia, you must meet the minimum requirements:

  • You must be at least 18 years old.
  • A UK resident. A resident of the UK.
  • Have a regular monthly income.
  • Maintain an active bank account in the UK.

Having a regular income and a highcredit history will make it easier to get accepted for a cash loan without a guarantor, but lenders are generally flexible and would consider customers with bad creditscore.

6 Month Loan Options

6 months loans in Fitzrovia

6 Month Loans: Borrow up to £5,000 in Fitzrovia

Payday loans are suited for some individuals, as they are usually repaid in 30 days, but others might need to spread the cost of borrowing over a longer period, such as six months. A 6 months loan is a ideal option in many circumstances, but there are a few things individuals need to take into account first.

Six-month loans are short-term loans options that are loaned and repaid over a set period of six months. They are generally used to cover living costs such as rent and bills. Loans of this type spread the the cost of the loan plus the interests over six equal payments.

It is common for people to worry that their bad credit history will avoid them from borrowing money.

There are still lenders who could offer you credit options if you’re looking for 6 month cash loans. APR and interest rates may be higher for applicants with bad credit history, on that account, you should always consider this when applying for a loan.

Some of the amounts most applied for by applicants include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Fitzrovia

Fitzrovia 12 Month Loans

A twelve months loanis a short-term credit, borrowed and repaid in a fixed period of 1 year. Borrowers would repay the loan borrowed in fixed monthly payments along with the fees or interest charged by the lender.

Customers could make use 12-month loans to pay for expenses as unforeseen bills, household improvements and repairs, or appliance replacements.

There are some lenders offering 1 year loans, including short-term lenders, banks and building societies, and some payday lenders, therefore you could apply in a variety of ways.

In  order to apply for a loan option at Multi Month Loans, what you need to do is to complete an online application form with your personal and financial details. Once the application has been submitted and approved by a lender, you could receive your cash in just 24 hours.

Multi Month Loans is a tech platform, consciously helping you to find a right short-term finance option.

Loans for people on benefits in Fitzrovia

Loans for people on benefits in Fitzrovia​

Need a loan while on benefits?

By helping applicants in finding suitable short term loan deals, we make sure you are matched with a lender on our panel that suits your needs best. We commit to a fastand simple application process, and all of the lenders we work with could send funds in just 24 hours.

In the event that you receive income support, such as universal credit or disability benefits, you may have difficulty obtaining a loan from a bank or building society. However some short-term loan lenders may be willing to loan you money, subject to your credit history and affordability.

Generally, unemployed or state-benefit applicants need to borrow from a broker or lender who specialises in finding them such financing. Fees and APR might vary depending on the lender, therefore mind your terms and conditions before applying.

If you are needing to borrow money while on benefits, here is how we at Multi Month Loans might be able to help . We offer a range of different loan applications for amounts of up to £5,000 for 1 to 24 months. 

How to Find Bad Credit Loan Options in Fitzrovia: 3 Steps

Time Needed : 5 minutes
Check these step by step instructions and find out how fast it is to submit a loan application with us!
  • 1. Apply using our form

    Applying at Multi Month Loans is easy and quick. It only takes 1-2 pages to complete your application. You could apply on the go or from the comfort of your house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse a panel of UK lenders

    By searching a big panel of UK lenders in real-time, we are able to give our customers with an (immediate|instant} decision. You will find out if you have been approved within seconds.

  • 3. Getting the Money

    Most lenders will deposit the money directly to your account in a day! There are no fees and no paperwork to fill out; submit an application for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form


  • 1. How much can I borrow with a bad credit history in Fitzrovia?

    The lenders we work with offer applications from £100 to £5,000. As you can apply in £100 increments, you can customise your loan plan and borrow money to fit your situation. Please mind that even though people with a bad credit history are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, lenders could approve loans within 15 minutes and this means that your money could be transferred into your bank account on the same day. Please mind that even though people with a bad credit history are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Fitzrovia?

    We offer short-term loan applications in the UK, and our application process was created to make our customer's lives easier. Whether you have a bad credit history or need help paying for an unexpected bill, we may be able to help. Please mind that even though people with a bad credit history are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.