Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Fitzrovia – Bad Credit Considered! Apply for up to £5,000 today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

We help our customers to find a suitable option for bad credit score in Fitzrovia.

We use leading-edge technology to match you with a finance provider instantly! 

Private & Secure

Your details is securely handled and not sent to third parties without permission.

No Fees

You won't find any hidden fees with us. The rate you see is the rate the lender has set


All applications are handled digitally so no need to sign any documentation.

British Website

We are a British company serving British customers.

Loans for bad credit in Fitzrovia​

Apply online for a loan for bad credithistory in Fitzrovia now†

Welcome to Fitzrovia! Located in the heart of London, Greater London (Camden), Fitzrovia is a thriving area surrounded by Somers Town, Bloomsbury, Marylebone, Soho, Regents Park, St Giles, Chinatown, Strand, Mayfair, Covent Garden. GPS coordinates are latitude: 51.52142 and longitude: -0.13780. The postcode is W1T 4.

In Fitzrovia, you could get an instant loan decision up to £5,000 today! The loan application options you could get via Multi Month Loans were designed to make our customer’s lives simpler – at times you have an urgency and need a tiny bit of extra money to get you by – we’re here to help our customers. Apply now via our website and you will be able to see if any of our lenders will accept you for £100 to £5,000 loans (between one and twenty-four months). You could get the loan on the same day*.

We compare deals fromof the country’s top lenders to help you a short-term loan option, customers with bad credithistory are always welcome to apply. We always seek for variety and flexibility, we offer loan application options for everyone even if you have been rejected for finance somewhere else. Our application form was designed to be as fast and simple as possible- especially for you.

Our goal is offering loan applications at an affordable rate, it’s that simple.

  • You can apply for anything between £100 and £5,000
  • All credit histories considered
  • No hidden costs
  • Paperless, just one simple application
  • Instant cash loans, 24/7, same day*
  • Private & safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Fitzrovia is celebrated for its international community feeling; take a walk around the area and you will be struck by the number of independent shops, pubs and small businesses Fitzrovia boasts.



Payday Loan Options

Loans for bad credit in Fitzrovia​

Payday Loans: Getting Cash Online Within the Same Day

Are you considering applying for a payday loan to help you stretch your budget until payday? Before you go ahead and apply for payday loans with Multi Month Loans today it’s important to understand both the pros and cons of this kind of finance.

Payday loans are unsecured lines of credit that are borrowed for a short-term period, usually until your next payday even though this term can be extended.

Once your loan application has been accepted, your money will be transferred directly to your bank account. When your loan term ends, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term finance only and consequently should only be used in one-off situations as they aren’t a good option for repeated lending, and if used this way then they can be expensive.

These type of loan applications can last as little as a few days, or they can be extended over  a number of months. At Multi Month Loans, we offer our customers the ability to apply for loans with repayment periods of between 1 to 24 months, which depends on on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in Fitzrovia

Cash Loans in Fitzrovia up to £5,000

Cash loan options are usually taken out in times of financial distress. Many A small cash loan can be used to cover the costs for things such as unexpected bills or the costs of repairs. As the loan amount and terms are short they are convenient for short term cash flow problems.

These loans can cover things such as, but not limited to:

  • Mortgage and rent payments
  • Vehicle repairs and maintenance
  • House and home appliance repairs
  • Medical bills
  • Utilities and maintenance bills

At Multi Month Loans we offer loans applications, anywhere from £100 to £5,000 for periods of 1 month to 24 months. Some of the most popular amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We could provide cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay might depend on the amount you wish to borrow. However, whether you wish to borrow for six months or 12 months, or on your next payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Fitzrovia

No Credit Check Loans for Bad Credit in Fitzrovia

There are a several reasons why applicants might search for short time finance without credit checks in Fitzrovia.

Namely, individuals who have a bad credit score, or what is called a ‘thin file’ credit report, search for payday loans without credit checks However, as short term finance is regulated by the Financial Conduct Authority, to provide these kind of finance without the suitable affordability checks goes against the law. FCA regulations make sure that:

  • The consumer credit market runs efficiently
  • Individuals can get the financial services that they need
  • The rights of borrowers and their best interests are protected
  • Customers cannot borrow more money than they can afford to pay back

Unsurprisingly, the most popular reason why people look for payday loans with no credit checks is that they have bad credit. As you might know, when your credit rating is not good, it can be very tricky when it comes to borrowing money. It can burden you with high interest, short repayment periods and low borrowing amounts, or (avoid|prevent} you from getting accepted for a loan.

Quick Loans

quick loan in Fitzrovia

Fast Loans to Suit Your Needs

Quick cash loans are short term loan that are to be used for financial urgencies. Lenders approve and send the money quickly so that you can solve your money difficulties as soon as possible. They are usually used to cover the cost of things such as bills and unexpected situations. At Multi Month Loans, we provide fast loan applications for amounts of up to £5k.

Many people will encounter some typeof financial difficulties in their lifetimes. However, when unforeseen expenses appear, many traditional lenders can leave borrowers waiting for lengthy periods of time to receive a decision on their loan application. In this case, fast loans can provide borrowers with the money they require as soon as possible.

If you need a fast loan you can request anything from £100 to £5k, which will be enough to cover the expenses of any short-term emergencies which you may be having such as car repairs, unforeseen costs and boiler or home fixes.

While there aren’t any limits on what you can spend your fast loan on, there are some things that you should avoid using them for. If you are struggling to pay off existing debt, for instance, then we do not recommend you ask for a fast loan.

Small Loans

small loans in Fitzrovia

Small Loans in Fitzrovia

Small cash loans are usually borrowed in moments of financial hardship. Sometimes applications for small cash loans are used to pay for the expenses for things as unforeseen bills or repairs. As the loan amount and terms are short making them an ideal option for short-term issues with cash flow.

These kind of loans can cover things such as, but not limited to:

  • Mortgage and rent payments
  • Vehicle repairs and maintenance
  • House and home appliance repairs
  • Medical billsUtilities and maintenance bills

If you’ve found yourself in a bit of a financial trouble and you do not know find a solution. If the phone has broken or whether you want money for car fixes to tide you over until payday, a cash loan could help your situation.

At Multi Month Loans, we could provide small loans applications in Fitzrovia for as little as one month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your next payday, we can be helpful.

No Guarantor Loans

no guarantor loans in Fitzrovia

Loans without a Guarantor for 1 to 24 months in Fitzrovia|

A no-guarantor loan is one signed without the need of a guarantor. In the absence of a guarantor, the individual is totally accountable for loan repayment. Having no safety net means lenders regard the borrower a greater risk, which can lead to higher interests than guarantor options.

These kind of loans are for applicants who would rather be independent from a guarantor and would rather have the accountability for the loans. This means that no relationships are damaged should you fail to cover the repayments, as the [applicant|borrower} is the one responsible.

As to be seen as eligible for finance in Fitzrovia, you must meet the minimum prerequisites:

  • 18 years of age or older.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Maintain an active bank account in the UK.

Having a regular income and a highcredit rating will make it easier to get approved for a cash loan with no guarantor, but lenders are generally flexible and would take into consideration customers with bad credithistory.

6 Month Loan Options

6 months loans in Fitzrovia

6 Month Loans: Borrow up to £5k in Fitzrovia

Payday loans are suitable for some people, as they are usually repaid within 30 days, but others might need to spread the cost of financing over a longer period, such as six months. A six months loan is a great alternative in many situations, but there are a few things individuals need to take into consideration beforehand.

Six-month loans are short-term finance options that are borrowed and repaid over a set six months. They are typically used to cover day-to-day expenses for example rent and bills. This kind of loans spread the cost of the loan and the interest over six equal instalments.

It is common for applicants to worry that their poor credit rating will prevent them from borrowing money.

There are still lenders who could provide you finance options if you’re looking for a cash loan for 6 months. APR and interest rates might be higher for applicants with poor credit history, therefore, you should always take this into consideration when making your decision.

Some of the most popular amounts applied for by borrowers include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Fitzrovia

Fitzrovia 12 Month Loans

A twelve months loanis a short-term loan, borrowed and repaid within a fixed period of 12-months. Individuals will repay the cash borrowed in fixed monthly instalments together with the fees or interest charged by the lender.

Customers could use 12-month loans to pay for expenses as unforeseen bills, home improvements and repairs, or appliance replacements.

There are a variety of lenders providing 1 year loans, including banks, building societies, payday and short-term lenders, so you can apply in many ways.

In  order to apply for a loan option with Multi Month Loans, all you will need to do is to fill out an online application form with your personal and financial details. Once the application is submitted and accepted by a lender, you could get your cash in as little as 24 hours.

Multi Month Loans is a tech solution, helping consciously customers to find a right short-term loan.

Loans for people on benefits in Fitzrovia

Loans for people on benefits in Fitzrovia​

Need a loan while on benefits?

By helping customers in finding suitable short term finance options, we make sure you’re matched with a lender from our panel that suits your needs best. We guarantee a fastand simple application process, and all of the lenders we work with can transfer money in as little as 24 hours.

If you receive income support, such as disability benefits or universal credit, you might have difficulty obtaining a loan from a building society or a bank. However some short-term loan lenders might be willing to loan you money, pending to your credit score and affordability.

Generally, unemployed or state-benefit customers need to borrow from a lender or broker who focuses in finding them such credit option. Fees and APR might vary depending on the lender, so read your terms and conditions beforehand.

If you are needing to borrow money while on benefits, here is how we at Multi Month Loans might be able to help you. We provide a variety of loan applications for amounts of up to £5,000 for 1 month to 2 years. 

How to Get Bad Credit Loan Options in Fitzrovia: 3 Steps

Time Needed : 5 minutes
Follow these instructions to find out how easy it is to submit a loan application at Multi Months Loans!
  • 1. Complete the online form

    Applying for a loan through Multi Month Loans is always quick and easy. It just takes one or two pages to apply. You can apply on the go or from the comfort of your own house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse a large panel of UK lenders

    By analysing a big panel of British lenders in real-time, we are able to give our customers with an (immediate|instant} resolution. You will find out whether or not you have been approved within seconds of applying.

  • 3. Access the Cash

    Most lenders will send the money directly to your bank account within a day! There are no fees and no paperwork to fill out; apply for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online form

Frequently Asked Questions:

  • 1. How much can I borrow with bad credit in Fitzrovia?

    The lenders we work with offer applications from £100 to £5,000. As you can borrow in £100 increments, you can customise your loan plan and borrow money to fit your circumstances. Please mind that even though individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Typically, the lender from our panel can accept loans within 15 minutes and this means that your money can be deposited into your bank account on the same day you apply. Please mind that even though individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Fitzrovia?

    We offer short-term finance applications in the UK, and our application process was created to make your life simpler. Whether you have bad credit or need help paying for an unforseen expense, we may be able to help. Please mind that even though individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.