Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Holborn – Bad Credit Considered! Apply for up to £5k now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the money sent to your account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable alternative for bad credit score in Holborn.

We use cutting edge technology to match you with a finance provider in just seconds! 

Private & Secure

All your details is securely handled and not sent to third parties without your consent.

We Don't Charge Any Fees

You won't find any undisclosed charges with us. You see the rate the lender has set.

No Paperwork

All loan applications are processed digitally so no need to sign any documents.

British Site

We are a British company helping British customers.

Loans for bad credit in Holborn​

Apply online for a loan for bad credithistory in Holborn today†

You could get an instant loan decision online up to £5k today! The loan application options you could get via Multi Month Loans are designed to make your life easier – sometimes you have an emergency and need a tiny bit of extra money to get you by – we’re here to help our customers. Apply today via our online form and you will be able to see if any of our lenders will accept your application for £100 to £5k loans (between one and twenty-four months). It’s possible to get the cash on the same day*.

We check deals from some of the country’s main lenders to find you a short-term loan option – people with bad credithistory are encouraged to apply. We aim for variety and flexibility – offering loan application options for everyone – even if you have been rejected for finance elsewhere. Our loan application form has been designed to be as quick and simple as possible.

Our aim is offering loan applications that are affordable, as simple as that.

  • You can apply for anything between £100 and £5,000
  • All credit histories considered
  • No hidden costs
  • Paperwork-free, one simple online form
  • Same day*, cash loans, 24/7
  • Private and safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Holborn​

Payday Loans: Get Cash Online Within the Same Day

Considering taking out a payday loan to ensure that your budget lasts until payday? Before you go ahead and apply for payday loans with us it’s important to understand both the advantages and disadvantages of this type of finance.

Payday loans are unsecured lines of credit that are borrowed for a short period of time, usually until your upcoming payday although this period can be extended.

Once your application has been accepted, your money will be transferred directly into your bank account. At the end of your loan term, you must repay your loan and interest in full.

These loans applications are designed specifically for short-term finance only and consequently should only be used in exceptional circumstances as they are an unsuitable option for repeated lending, and if used like this then they can be expensive.

These loans applications can last as little as a few days, or they can be extended over  several months. At Multi Month Loans, we offer our customers the opportunity to apply for loans with repayment periods ranging from 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in Holborn

Cash Loans in Holborn up to £5k

Cash loan options are usually requested in times of financial emergency. A lot of applications for small cash loans are used to cover the costs for things such as unexpected bills or the costs of repairs. As the amounts and repayment periods are short they are convenient to sort out short term cash flow complications.

These loans can cover things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle repairs and maintenance
  • House and home appliance repairs
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we work with cash loans applications, anywhere from £100 to £5k for periods of 1 month to 24 months. Some of the most popular cash amounts that applicants apply to borrow are: £200£500 and £1,000 loans.

We could provide cash loans applications for {just as little as} a month up to 2 years. How long you would like to repay may depend on the amount you would like to borrow. However, whether you would like to borrow for 6 months or twelve months, or on your upcoming payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Holborn

No Credit Check Loans for Bad Credit in Holborn

There are a number of reasons why customers may look for short time credit without credit checks in Holborn.

Generally, individuals who have a bad credit rating, or what is called a ‘thin file’ credit report, will look for payday no credit check loans However, as short term credit is regulated by the Financial Conduct Authority, to provide these kind of credit without the suitable affordability checks goes against regulations. FCA regulations make sure that:

  • The consumer credit market runs efficiently
  • Borrowers have get the financial services that they need
  • The best interests and rights of borrowers are protected
  • Individuals can’t borrow more than they can afford to pay back

Unsurprisingly, the most popular reason why customers search for payday loans with no credit checks is that they have a bad credit history. As you may know, when your credit rating is not good, it can be very limiting when it comes to borrowing money. It can saddle you with high interest, short repayment terms and low loan amounts, or even (avoid|prevent} you from getting accepted for a loan.

Quick Loans Options

quick loan in Holborn

Quick Loans That Suit You

Quick cash loans, also known as ‘fast loans’, are short term loan that are to be used in financial emergencies. Lenders approve and deposit the money promptly so that you can solve your money difficulties ASAP. They are typically used to cover the cost of things such as bills and unexpected situations. At Multi Month Loans, we provide quick loan applications for amounts of up to £5k.

Many customers will face some kind of financial difficulties in their lifetimes. Still, when unforeseen costs appear, many traditional lenders can leave borrowers waiting for prolonged periods of time to receive a decision on their loan application. In this case, quick loans can provide borrowers with the money they need as soon as possible.

If you need a quick loan you can ask for anything from £100 to £5k, which would be enough to cover the costs of any short-term emergencies which you may be having such as car repairs, unforeseen expenses and boiler or household fixes.

While there aren’t any restrictions on what you can use the quick loan on, there are some things that you should avoid using them for. If you are struggling to pre-existing debt, for instance, then we do not encourage you borrow a quick loan.

Small Loans Options

small loans in Holborn

Small Loans in Holborn

Small loans are usually borrowed in moments of financial hardship. Many applications for small cash loans are spent to pay for the costs for things as unforeseen bills or the costs of repairs. Since the loan amount and terms are short making them suitable for short-term issues with cash flow.

These kind of loans can cover things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle repairs and maintenance
  • House and home appliance repairs
  • Private medical billsUtilities and maintenance bills

If you have found yourself in a bit of a financial predicament and do not know how to sort it out. Whether the washing machine has broken or if you want money for car fixes to tide you over until payday, a cash loan could help your circumstances.

At Multi Month Loans, we could provide small loans applications in Holborn for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, if you would like to borrow for 6 months or 12 months, or on your upcoming payday, we can be helpful.

No Guarantor Options

no guarantor loans in Holborn

Loans without a Guarantor for 1 to 24 months in Holborn|

A no-guarantor loan is one signed without a guarantor. In the absence of a guarantor, the borrower is totally accountable for loan repayment. Having no guarantor could mean lenders consider the customer a higher risk, which can lead to higher interests than guarantor loans.

These kind of finance are for applicants who would rather be independent from a guarantor and would prefer the responsibility of the loans. This means that relationships are not damaged should you fail to make repayments, because the [applicant|borrower} is the only person responsible.

In order to be seen as eligible for finance in Holborn, you must meet the minimum requirements:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Earn a regular income monthly.
  • Maintain an active bank account in the UK.

Having a regular income and a good credit rating will make it more feasible to get approved for a cash loan with no guarantor, but lenders are generally flexible and could take into consideration customers with bad credithistory.

6 Month Loan Options

6 months loans in Holborn

6 Month Loans: Apply up to £5k in Holborn

Payday loans are suitable for some customers, as they are usually repaid within 30 days, but others may need to spread the cost of financing over a more extensive period, such as six months. A 6 months loan is a good alternative in many circumstances, but there are a few things people need to take into account first.

Six-month loans are short-term finance options that are borrowed and repaid over a set six months. They are typically used to cover day-to-day costs for example bills and rent. Loans of this type spread the cost of the loan and the interest over six equal instalments.

It’s common for people to worry that their bad credit rating will prevent them from borrowing money.

There are still lenders who would provide you credit options if need for 6 month cash loans. Interest rates and APR may be higher for applicants with bad credit history, therefore, you should always take this into consideration when making your decision.

Some of the most popular options applied for by borrowers include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in Holborn

12 Month Loans in Holborn

A twelve months loanis a short-term loan, borrowed and repaid within a fixed period of 12-months. Customers will repay the cash borrowed in fixed monthly instalments together with any interest or fees the lender charges.

You could use 12-month loans to pay for expenses such as unforeseen bills, household repairs and improvements, or appliance replacements.

There are a variety of lenders providing 1 year loans, including banks, building societies, short-term and payday lenders, so you can apply in many ways.

In  order to apply for a loan option via Multi Month Loans, what you need to do is to complete an online application form with your financial and personal details. Once the application has been submitted and accepted by a lender, you could get your cash in as little as 24 hours.

Multi Month Loans is a tech platform, helping consciously borrowers to find a suitable short-term loan.

Loans for people on benefits in Holborn

Loans for people on benefits in Holborn​

Need a loan while on benefits?

By assisting customers in finding convenient short term finance options, we make sure you’re matched with a lender from our panel that suits your needs best. We commit to a fastand simple application process, and all of the lenders we work with can send money in as little as 24 hours.

If you receive income support, such as universal credit or disability benefits, you may have difficulty getting a loan from a building society or a bank. Still some short-term loan lenders may be willing to loan you money, pending to your credit rating and affordability.

Usually, unemployed or state-benefit customers need to apply for a loan from a broker or lender who focuses in finding them such credit option. Interest rates and APR may vary depending on the lender, so read your terms and conditions before applying.

If you are needing to borrow money and claim benefits, here’s how we at Multi Month Loans may be able to help . We provide a range of different loan applications for amounts of up to £5k for 1 month to 2 years. 

How to Find Bad Credit Loan Options in Holborn: 3 Steps

Time Needed : 5 minutes
Follow these instructions and find out how easy it is to submit a loan application with us!
  • 1. Apply using the online form

    Applying for a loan at Multi Month Loans is quick and easy. It only takes one or two pages to apply. Our customers can apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse our panel of UK lenders

    By searching a big panel of British lenders in real-time, we are able to provide our customers with an (immediate|instant} decision. You will know if you have been approved within seconds.

  • 3. Getting the Cash

    Most lenders will send the money directly to your bank account within 24 hours! There are no fees and no paperwork to complete; apply for loan options up to £5k now!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form


  • 1. How much can I borrow with a bad credit history in Holborn?

    The lenders we work with offer applications from £100 to £5k. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your situation. Please mind that although people with a bad credit history are welcome to apply, we cannot guarantee that a lender will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Typically, the lender from our panel can accept loans within 15 minutes and this means that your money can be deposited into your bank account on the same day you apply. Please mind that although people with a bad credit history are welcome to apply, we cannot guarantee that a lender will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Holborn?

    We offer short-term finance applications in the UK, and our application process is designed to make your life easier. Whether you have a bad credit history or need help covering an unexpected expense, we may be able to help. Please mind that although people with a bad credit history are welcome to apply, we cannot guarantee that a lender will approve your application. All form applications are submitted for approval to the lenders on our panel.