Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Soho – Bad Credit Considered! Apply for up to £5k today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the cash sent to your account in 15 mins!*

Representative 1013.30% APR

We help our customers to find a suitable alternative for bad credit in Soho.

Using advanced technology to match you with a loan provider in seconds! 

Private and Safe

All your details will be safely held and not transferred to 3rd parties without your authorisation.

We Don't Charge Any Fees

You won't find any undisclosed charges with us. The rate you see is the rate the lender has set

No Paperwork

All applications are handled electronically so no need to sign any documentation in the post or in person.

British Site

We are a British business serving British customers.

Loans for bad credit in Soho​

Apply online for a loan for bad creditscore in Soho now†

Welcome to Soho! Located in the heart of London, Greater London (Westminster), Soho is a bustling area surrounded by Chinatown, Strand, St Giles, St James, Charing Cross, Covent Garden, Whitehall, Mayfair, Fitzrovia, Bloomsbury. GPS coordinates are latitude: 51.51298 and longitude: -0.13371. The postcode is W1F 0.

In Soho, you could get an instant loan decision online up to £5k today! The loan application options you could get at Multi Month Loans are designed to make our customer’s lives easier – at times you have an unexpected situation and need that tiny bit of extra money to get you by – we’re here to help our customers. Apply now via our website and you’ll be able to see if one of our lenders will accept you for £100 to £5k loans (between 1 and 24 months). It’s possible to get your cash on the same day*.

We compare deals from some of the country’s top lenders to help you a short-term loan, people with bad creditscore are always encouraged to apply. We always seek for flexibility and variety, we offer loan application options for everyone even if our customers have been declined for loans somewhere else. Our loan application process was designed to be as quick and easy as possible- especially for you.

Our goal is offering loan applications that are affordable, as simple as that.

  • You can apply for between £100 and £5,000
  • All credit scores considered
  • No hidden fees
  • Paperless, one simple online application
  • Same day*, cash loans, 24/7
  • Private and safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Soho is well-known for its diverse community feeling; take a walk around Soho and you will be surprised by the number of independent shops, eateries and businesses Soho boasts.



Payday Loan Options

Loans for bad credit in Soho​

Payday Loans: Getting Money Online Within 24 hs

Considering applying for a payday loan to make your budget last until payday? Before you go ahead and apply for a payday loan with us it’s important to understand both the pros and cons of this kind of finance.

Payday loans are unsecured lines of credit that are borrowed for a short period of time, usually until your next payday although this term can be extended.

Once your loan application has been accepted, your money would be deposited directly into your bank account. When your loan term ends, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and therefore should only be used in exceptional situations as they aren’t a good option for repeated lending, and if used like this then they can be expensive.

These loans applications can last just a few days, or they can be extended over  a number of months. At Multi Month Loans, we offer our customers the opportunity to apply for loans with repayment periods of between 1 to 24 months, which depends on on how much you can afford and the amount to borrow.

Cash Loan Options

cash loans in Soho

Cash Loans in Soho up to £5k

Cash loans are usually taken out in times of financial emergency. Many A small cash loan can be used to cover the costs for things such as unexpected bills or the costs of repairs. As the loan amount and repayment periods are short they are convenient for short term cash flow issues.

These loans can cover things such as:

  • Rent and mortgage payment
  • Car maintenance and repairs
  • Home appliance and house repair
  • Medical bills
  • Utility and maintenance bills

At Multi Month Loans we work with cash loans applications, anywhere from £100 to £5k for periods of 1 month to 2 years. Some of the most popular cash amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We could offer cash loans applications for {just as little as} a month up to 2 years. How long you would like to repay might depend on how much you would like to borrow. However, whether you would like to borrow for six months or twelve months, or on your next payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Soho

No Credit Check Loans for Bad Credit in Soho

There are a number of reasons why applicants might look for short time credit without credit checks in Soho.

Usually, individuals who have a bad credit score, or what is called a ‘thin file’ credit report, look for payday loans with no credit checks However, as short term credit is regulated by the Financial Conduct Authority, to offer these kind of credit without the suitable affordability checks goes against regulations. FCA regulations make sure that:

  • The consumer credit market runs proficiently
  • Customers can access the financial services that they need
  • The best interests and rights of borrowers are protected
  • Individuals can’t borrow more than they can afford

Unsurprisingly, the most common reason why people look for payday loans with no credit checks is that they have bad credit. As you might know, when your credit history is not high, it can be very tricky when it comes to applying for a loan. It can affect you negatively applicants with high interest, short repayment periods and low borrowing amounts, or even (avoid|prevent} you from getting accepted for a loan.

Quick Loans Options

quick loan in Soho

Fast Loans to Suit Your Needs

Quick loans are short term loan that are to be used in financial emergencies. Lenders accept and deposit the cash quickly so that you can solve your cash issues as soon as possible. They are usually used to cover the cost of things such as bills and unexpected circumstances. At Multi Month Loans, we offer quick loan applications for amounts of up to £5k.

Many people will face some kind of financial issues in their lifetimes. However, when unexpected expenses appear, many traditional lenders can keep applicants waiting for long periods of time for a decision on their credit application. In this case, quick loans can offer applicants with the money they require as soon as possible.

If you are in need of a quick loan you can request anything from £100 to £5k, which can be enough to cover the expenses of any short-term emergencies which you may be having such as car repairs, unexpected expenses and boiler or household fixes.

While there aren’t any limits on what you can spend your quick loan on, there are some things that you should avoid using them for. If you are struggling to repay pre-existing debt, for example, then we do not encourage you borrow a quick loan.

Small Loans Options

small loans in Soho

Small Loans in Soho

Small loans are usually requested in moments of financial hardship. Sometimes applications for small cash loans are spent to pay for the expenses for things such as unexpected bills or repairs. Because the loan amount and terms are short making them ideally suited for short term issues with cash flow.

These kind of loans can cover things such as, but not restricted to:

  • Rent and mortgage payment
  • Car maintenance and repairs
  • Home appliance and house repair
  • Medical billsUtility and maintenance bills

If you have found yourself in a bit of a financial predicament and don’t know what to do next. Whether your phone has broken or whether you want cash for vehicle fixes to tide you over until payday, a cash loan could help your circumstances.

At our company: Multi Month Loans, we could offer small loans applications in Soho for as little as a month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, whether you would like to borrow for 6 months or 12 months, or on your next payday, we can be helpful.

No Guarantor Loans

no guarantor loans in Soho

Loans without a Guarantor for 1 to 24 months in Soho|

A loan without guarantor is one signed without a guarantor. In the absence of a guarantor, the customer is totally accountable for loan repayment. Having no guarantor could mean lenders regard the applicant a higher risk, which can lead to higher APRs than guarantor options.

These kind of credit are for borrowers who would rather be independent from a guarantor and would rather have the accountability for the loans. This means that no relationships are hurt should you fail to make repayments, since the [applicant|borrower} is the only person in charge.

In order to be seen as eligible for finance in Soho, you must meet the minimum conditions:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Have an active UK bank account.

Having a regular income and a highcredit history will make it more feasible to get approved for a cash loan without a guarantor, but lenders are generally flexible and would consider customers with bad creditscore.

6 Month Loan Options

6 months loans in Soho

6 Month Loans: Borrow up to £5k in Soho

Payday loans are suitable for some customers, as they are usually repaid in 30 days, but others may like to spread the cost of financing over a more extensive period, such as six months. A six months loan is a good option in many situations, but there are a few things people need to take into consideration beforehand.

Six-month loans are short-term loans options that are loaned and repaid over a set period of six months. They are typically borrowed to cover living expenses for example bills and rent. This kind of loans spread the cost of the loan and the interest over six equal instalments.

It is common for individuals to worry that their poor credit history will prevent them from borrowing cash.

There are still lenders who would offer you credit options if you’re looking for a cash loan for 6 months. Interest rates and APR might be higher for borrowers with poor credit score, therefore, you should always take this into consideration when making your decision.

Some of the most popular options applied for by applicants include £100, £200, £500 and £1k loans.

12 Month
Loan Options

12 months loans in Soho

12 Month Loans in Soho

A twelve months loanis a short-term credit, borrowed and repaid within a fixed period of 1 year. Individuals would repay the money borrowed in fixed monthly instalments together with the interest or fees charged by the lender.

Customers could make use 12-month loans to pay for expenses such as unexpected bills, household improvements and repairs, or appliance replacements.

There are some lenders offering 12-month loans, including banks, building societies, payday and short-term lenders, so you can apply in many ways.

In  order to apply for a loan option at Multi Month Loans, what you need to do is to fill out an online application form with some personal and financial details. Once your application has been submitted and accepted by a lender, you could receive your loan in just 24 hours.

Multi Month Loans is a tech platform, helping consciously applicants to find a right short-term finance option.

Loans for people on benefits in Soho

Loans for people on benefits in Soho​

Need a loan while on state-benefits?

By assisting applicants in finding convenient short term credit deals, we make sure you are matched with a lender from our panel that best suits your needs. We commit to a quick and easy application process, and all of the lenders we work with can deposit money in just 24 hours.

If you receive income support, such as universal credit or disability benefits, you might find it difficult getting a loan from a bank or building society. However some short-term loan lenders might be willing to lend you money, pending to your credit score and affordability.

Usually, unemployed or state-benefit applicants need to apply for a loan from a broker or lender who focuses in finding them such financing. Fees and APR may vary depending on the lender, so read your terms and conditions before applying.

If you are looking to borrow money while on benefits, here is how we at Multi Month Loans may be able to help . We offer a range of different loan applications for amounts of up to £5k for 1 month to 2 years. 

How to Get Bad Credit Loan Options in Soho: 3 Steps

Time Needed : 5 minutes
Follow these instructions and find out how fast it is to submit a loan application with us!
  • 1. Complete the online form

    Applying for a loan at Multi Month Loans is always quick and easy. It just takes 1-2 pages to complete your application. You can apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse our panel of UK lenders

    By searching a large panel of British lenders in real-time, we are able to provide our customers with an (immediate|instant} decision. You will know if you have been approved within seconds of applying.

  • 3. Access the Money

    Most lenders will deposit the money directly to your bank account within 24 hours! There are no fees and no paperwork to fill out; apply for loan options up to £5k now!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form


  • 1. How much can I borrow with bad credit in Soho?

    The lenders we work with offer applications from £100 - £5k. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your circumstances. Please mind that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.

  • 2. When would I receive my loan for bad credit?

    Typically, lenders can approve loans within 15 minutes, which means your cash can be transferred into your account on the same day you apply. Please mind that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Soho?

    We offer short-term loan applications in the UK, and our application process is designed to make your life easier. Whether you have bad credit or need help covering an unexpected expense, we may be able to help. Please mind that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel would accept your application. All form applications are submitted for approval to the lenders on our panel.