Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Soho – Bad Credit Considered! Apply for up to £5,000 now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the cash sent to your personal account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable option for bad credit in Soho.

Using leading-edge technology to match you with a finance provider in just seconds! 

Confidential and Safe

Your details will be securely handled and not sent to 3rd parties without your consent.

No Fees

You won't find any undisclosed charges . You see the rate the lender has set.


All applications are processed electronically so no need to sign any documentation in the post or in person.

UK Site

We are a British company serving British customers.

Loans for bad credit in Soho​

Apply online for a loan for bad credit in Soho today†

You could get an instant loan decision online up to £5,000 today. The loan application options you can get via Multi Month Loans were designed to make your life easier – sometimes you have an unexpected situation and need that tiny bit of extra money to get you by – we’re here to help our customers. Apply today via our online form and you will be able to see if one of our lenders will accept you for £100 to £5,000 loans (between one and twenty-four months). It’s possible to get the loan on the same day*.

We analise deals fromof the country’s top lenders to find you a short-term loan option, customers with bad credit are always encouraged to apply. We always aim for variety and flexibility, we offer loan application options for everyone – even if our customers have been declined for finance somewhere else. Our loan application form has been designed to be as quick and easy as possible.

Our objective is to offer loan applications at a rate that are affordable, it’s that simple.

  • Apply for between £100 to £5,000
  • All credit scores considered
  • No hidden charges
  • Paperless, one simple online form
  • Same day*, cash loans, 24/7
  • Confidential and safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Soho​

Payday Loans: Get Cash Online Within 24 hs

Considering applying for a payday loan to help you stretch your budget until payday? Before you go ahead and apply for a payday loan with Multi Month Loans today it’s important to understand both the pros and cons of this type of short-term finance.

Payday loans are unsecured lines of credit that are borrowed for a short-term period, generally until your next payday although this term could be extended.

Once your loan application has been approved, your money will be sent directly to your account. When your loan term ends, you must repay your loan and interest in full.

These loans applications are designed purely for short-term use only and therefore should only be used in exceptional circumstances as they are an unsuitable option for repeated lending, and if used this way then they could be expensive.

These type of loan applications can last as little as a few days, or they could be extended over  a number of months. At Multi Month Loans, we offer our customers the ability to apply for loans with repayment periods of between 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in Soho

Cash Loans in Soho up to £5k

Cash loan options are generally taken out in times of financial distress. A lot of A small cash loan can be used to cover unexpected costs such as unexpected bills and repair costs. As the amounts and terms are short they are ideal to sort out short term cash flow complications.

These loans can cover things such as:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we work with cash loans applications, from £100 to £5,000 for periods of 1 month to 24 months. Some of the most popular cash amounts that our customers request to borrow are: £200£500 and £1,000 loans.

We can offer cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay may depend on the amount you wish to borrow. However, whether you wish to borrow for six months or twelve months, or on your next payday, we could be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Soho

No Credit Check Loans for Bad Credit in Soho

There are a several reasons why applicants may look for short time finance without credit checks in Soho.

Namely, borrowers who have a bad credit score, or what is called a ‘thin file’ credit report, look for payday no credit check loans However, as short term finance is regulated by the Financial Conduct Authority, to offer these kind of finance without the suitable affordability checks is against the law. FCA regulations ensure that:

  • The consumer credit market runs proficiently
  • Individuals have get the financial services that they need
  • The best interests and rights of borrowers are protected
  • Customers cannot borrow more than they can afford to pay back

Unsurprisingly, the most popular reason why people look for payday loans with no credit checks is that they have bad credit. As you may know, when your credit history is not high, it can be very limiting when it comes to applying for a loan. It could affect you negatively applicants with high interest, short repayment terms and low borrowing amounts, or (avoid|prevent} you from getting approved for a finance, altogether.

Quick Loans Options

quick loan in Soho

Quick Loans to Suit Your Needs

Quick cash loans, also known as ‘fast loans’, are short term finance that are to be used for financial urgencies. Lenders approve and send the cash fast so that you can solve your cash problems ASAP. They are usually used to cover the cost of things such as one-off bills and unexpected repairs. At Multi Month Loans, we offer quick loan applications for amounts of up to £5k.

Many people will face some kind of financial problems in their lifetimes. Still, when unforeseen expenses show up, many traditional lenders could keep applicants waiting for prolonged periods of time for a decision on their credit application. In this case, quick loans could offer applicants with the money they require as soon as possible.

If you need a quick loan you could apply for anything from £100 to £5k, which could be sufficient to cover the expenses of any short-term urgency which you may be having such as car repairs, unforeseen bills and boiler or household fixes.

While there aren’t any limits on what you could use your quick loan on, there are some things that you shouldn’t use them for. If you are struggling to repay pre-existing debt, for instance, then we don’t recommend you ask for a quick loan.

Small Loans Options

small loans in Soho

Soho Small Loans

Small cash loans are usually taken out in moments of financial urgency. Sometimes applications for small cash loans are used to cover the expenses for things such as unforeseen bills or repairs. As the loan amount and terms are short they are an ideal option for short term cash flow problems.

These kind of loans could cover things such as, but not limited to:

  • Mortgage and rent payments
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical billsUtilities and maintenance bills

If you’ve found yourself in a bit of a financial trouble and do not know what to do next. If the phone has broken or whether you need cash for vehicle repairs to tide you over until payday, a cash loan can help your circumstances.

At Multi Month Loans, we can offer small loans applications in Soho for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your next payday, we could be helpful.

No Guarantor Loans

no guarantor loans in Soho

Loans without a Guarantor for 1 to 24 months in Soho|

A no-guarantor loan is one signed without the need of a guarantor. Without a guarantor, the borrower is totally responsible for repayment of the loan. Having no guarantor could mean lenders consider the customer a greater risk, which could lead to higher APRs than guarantor options.

These kind of loans are for applicants who would rather be independent from a guarantor and would rather have the accountability for the loans. This means that relationships are not damaged should you fail to make repayments, since the [applicant|borrower} is the one in charge.

In order to be considered eligible for finance in Soho, you must meet the minimum prerequisites:

  • 18 years of age or older.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Maintain an active bank account in the UK.

Having a regular income and a suitablecredit history will make it easier to get approved for a cash loan without a guarantor, but lenders are generally flexible and would consider individuals with bad credit.

6 Month Loan Options

6 months loans in Soho

6 Month Loans: Apply up to £5k in Soho

Payday loans are suited for some people, as they are generally repaid within 30 days, but others may prefer to spread the cost of financing over a longer period, such as six months. A six months loan is a ideal alternative in many circumstances, but there are a few things people need to consider first.

Six-month loans are short-term finance options that are borrowed and repaid over a set period of six months. They are typically used to cover living expenses for example rent and bills. This kind of loans divide the cost of the loan and the interest over six equal instalments.

It is typical for customers to worry that their bad credit history will avoid them from borrowing cash.

Still lenders who could offer you finance options if you are looking for a cash loan for 6 months. APR and interest rates may be higher for applicants with bad credit ratings, on that account, you should always take this into consideration when applying for a loan.

Some of the amounts most applied for by applicants include £100, £200, £500 and £1k loans.

12 Month
Loan Options

12 months loans in Soho

Soho 12 Month Loans

A 12-month loanis a short-term credit, borrowed and repaid within a fixed period of 1 year. Applicants will repay the loan borrowed in fixed monthly instalments together with the fees or interest the lender charges.

You can use 12-month loans to cover expenses as unforeseen bills, household repairs and improvements, or appliance replacements.

There are some lenders providing 1 year loans, including banks, building societies, short-term and payday lenders, therefore you could apply in many ways.

To apply for a loan option at Multi Month Loans, what you need to do is to fill out an online application form with your financial and personal details. Once the application has been sent and approved by a lender, you could receive your money in as little as 24 hours.

Multi Month Loans are a tech platform, consciously helping applicants to find a suitable short-term loan.

Loans for people on benefits in Soho

Loans for people on benefits in Soho​

Need a loan while on state-benefits?

By assisting customers in finding convenient short term loan deals, we ensure you are matched with a lender on our panel that best suits your needs. We commit to a quick and easy application process, and all of the lenders we work with could send money in as little as 24 hours.

If you receive income support, such as universal credit or disability benefits, you may find it difficult obtaining a loan from a building society or a bank. Still a few short-term loan lenders may be willing to lend you money, subject to your credit score and affordability.

Generally, unemployed or state-benefit customers need to apply for a loan from a lender or broker who specialises in finding them such credit option. Fees and APR may vary depending on the lender, therefore read your terms and conditions before applying.

If you are looking to borrow money while on benefits, here’s how we at Multi Month Loans may be able to help . We offer a range of different loan applications for amounts of up to £5,000 for 1 to 24 months. 

How to Get Bad Credit Loan Options in Soho: Three Steps

Time Needed : 5 minutes
Check these step by step instructions to find out how quick it is to apply for a loan with us!
  • 1. Complete the form

    Applying through Multi Month Loans is always easy and quick. It only takes one or two pages to complete your application. Our customers could apply on the go or from the comfort of your own house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search a large panel of UK lenders

    By searching a large panel of UK lenders in real-time, we are able to provide our customers with an (immediate|instant} resolution. You will know if you have been approved within seconds.

  • 3. Access the Cash

    Most lenders will deposit the money directly to your account within a day! There are no fees and no paperwork to fill out; apply for loan options up to £5,000 today!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online form


  • 1. How much can I borrow with bad credit in Soho?

    The lenders we work with offer applications from £100 - £5,000. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your circumstances. Please note that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 2. When would I receive my loan for bad credit?

    Usually, lenders could accept loans within 15 minutes and this means that your cash could be deposited into your account on the same day you apply. Please note that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.

  • 3. Why choose Multi Month Loans for bad credit loans in Soho?

    We offer short-term finance applications in the UK, and our application process is designed to make our customer's lives easier. Whether you have bad credit or need help covering an unexpected expense, we may be able to help. Please note that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender from our panel will approve your application. All form applications are submitted for approval to the lenders on our panel.