Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Somers Town – Bad Credit Considered! Apply for up to £5,000 today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day!

Get the cash sent to your account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable option for bad credit score in Somers Town.

Using cutting edge technology to match you with a loan provider in seconds! 

Confidential and Safe

Your details is securely held and not transferred to third parties without your consent.

No Fees

You won't find any undisclosed fees . You see the rate the lender has set.

No Paperwork

All loan applications are processed digitally so no need to sign any documentation in the post or in person.

UK Website

We are a UK business serving UK customers.

Loans for bad credit in Somers Town​

Apply for a loan for bad credit in Somers Town now†

You could get an immediate loan decision up to £5,000 today! The loan application options you can get via Multi Month Loans are created to make your life simpler – sometimes you have an urgency and need a tiny bit of extra cash to get you by – we are here to help our customers. Apply now via our website and you’ll be able to see if one of our lenders will accept you for £100 to £5,000 loans (between one and twenty-four months). It’s possible to get your loan on the same day*.

We check deals fromof the country’s main lenders to find you a short-term loan option, customers with bad credit are always welcome to apply. We always strive for variety and flexibility, we offer loan application options for everyone even if you have been declined for credit somewhere else. Our loan application process has been created to be as quick and simple as possible- especially for you.

Our objective is offering loan applications at a rate that are affordable, as simple as that.

  • Apply for between £100 to £5,000
  • All credit histories considered
  • No hidden fees
  • No paperwork, just one simple online application
  • Instant cash loans, 24/7, same day*
  • Confidential & safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loans

Loans for bad credit in Somers Town​

Payday Loans: Get Cash Online Within the Same Day

Considering applying for a payday loan to help you stretch your budget until payday? Before you go ahead and apply for a payday loan with us it’s important to understand both the pros and cons of this type of short-term finance.

Payday loans are unsecured credit lines that are borrowed for a short-term period, generally until your upcoming payday although this period could be extended.

Once your loan application has been accepted, your money would be transferred directly into your account. At the end of your loan term, you must repay your loan in addition to any interest in full.

These type of applications are designed purely for short-term use only and therefore should only be used in one-off situations as they are an unsuitable option for repeated lending, and if used like this then they could be costly.

These type of loan applications can last as little as a few days, or they could be extended over  several months. At Multi Month Loans, we offer our customers the opportunity to apply for loans with repayment periods ranging from 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loans

cash loans in Somers Town

Cash Loans in Somers Town up to £5k

Cash loan options are generally taken out in times of financial emergency. Many applications for small cash loans are used to cover the costs for things such as unexpected bills or the costs of repairs. As the amounts and repayment periods are short they are ideal to sort out short term cash flow problems.

These loans can cover things such as, but not limited to:

  • Rent and mortgage payment
     
  • Vehicle maintenance and repairs
     
  • House and home appliance repairs
     
  • Medical emergencies
     
  • Utilities and maintenance bills
 

At Multi Month Loans we offer cash loans applications, from £100 to £5,000 for periods of 1 month to 2 years. Some of the most popular cash amounts that our customers apply to borrow include: £200£500 and £1,000 loans.

We can provide cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay might depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could help you. 

No Credit Check Loans

no credit check loans cash loans in Somers Town

No Credit Check Loans for Bad Credit in Somers Town

There are a number of reasons why customers might search for short time credit without credit checks in Somers Town.

Usually, people who have a bad credit rating, or what is called a ‘thin file’ credit report, will search for payday loans without credit checks However, as short term credit is regulated by the Financial Conduct Authority, to provide these kind of credit without the suitable affordability checks is against regulations. FCA regulations make sure that:

  • The consumer credit market runs proficiently
  • Borrowers can access the financial services that they need
  • The best interests and rights of borrowers are protected
  • People can’t borrow more money than they can afford

Unsurprisingly, the most common reason why people look for payday loans with no credit checks is that they have a bad credit score. As you might be aware, when your credit history is not ideal, it can be very tricky when it comes to applying for a loan. It could saddle you with high interest, short repayment periods and low loan amounts, or (avoid|prevent} you from getting accepted for a credit, altogether.

Quick Loans Options

quick loan in Somers Town

Quick Loans to Suit Your Needs

Quick cash loans are short term credit that are to be used in financial emergencies. Lenders accept and transfer the cash promptly so that you can solve your cash problems as soon as possible. They are generally used to pay for the cost of things such as bills and unexpected repairs. At Multi Month Loans, we provide quick loan applications for amounts of up to £5k.

Many people will face some kind of financial problems in their lifetimes. However, when unforeseen costs show up, many traditional lenders could keep customers waiting for prolonged periods of time for a decision on their credit application. In such case, quick loans could provide customers with the money they require as soon as possible.

If you are in need of a quick loan you could request anything from £100 to £5k, which would be enough to pay for the costs of any short-term urgencies which you may be having such as car repairs, unforeseen expenses and boiler or home fixes.

While there are not any restrictions on what you could use your quick loan on, there are some things that you should avoid using them for. If you’re struggling to cover payments of existing debt, for example, then we don’t recommend you request a quick loan.

Small Loans Options

small loans in Somers Town

Small Loans in Somers Town

Small loans are usually borrowed in moments of financial hardship. Sometimes applications for small cash loans are used to cover the costs for things as unforeseen bills or the costs of repairs. As the loan amount and terms are short they are ideal for short term cash flow problems.

These kind of loans could pay for things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle maintenance and repairs
  • House and home appliance repairs
  • Medical emergenciesUtilities and maintenance bills
 

If you’ve found yourself in a bit of a financial trouble and you don’t know how to sort it out. Whether your laptop has broken or whether you want cash for vehicle fixes to tide you over until payday, a cash loan can help your situation.

At Multi Month Loans, we can provide small loans applications in Somers Town for as little as one month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could help you.

No Guarantor Options

no guarantor loans in Somers Town

Loans without a Guarantor for 1 to 24 months in Somers Town|

A loan without guarantor is one signed without the need of a guarantor. In the absence of a guarantor, the individual is completely accountable for loan repayment. Having no guarantor can mean lenders consider the customer a higher risk, which could result to higher APRs than guarantor options.

These kind of finance are for applicants who would rather be independent from a guarantor and would rather have the accountability for the loans. This means that relationships are not affected should you fail to cover the repayments, as the [applicant|borrower} is the one in charge.

As to be considered eligible for finance in Somers Town, you must meet the minimum prerequisites:

  • 18 years of age or older.
  • A UK resident. A resident of the UK.
  • Earn a regular income monthly.
  • Have an active UK bank account.

Having a regular income and a highcredit history will make it more feasible to get accepted for a cash loan without a guarantor, but lenders are generally flexible and could consider individuals with bad credit.

6 Month Loans

6 months loans in Somers Town

6 Month Loans: Apply up to £5k in Somers Town

Payday loans are suited for some people, as they are generally repaid within 30 days, but others might prefer to spread the cost of borrowing over a more extensive period, such as six months. A 6 months loan is a ideal option in many situations, but there are a few things individuals need to consider first.

Six-month loans are short-term credit options that are loaned and repaid over a set period of six months. They are typically used to cover living costs for example rent and bills. Loans of this type divide the the cost of the loan plus the interests over six equal payments.

It’s typical for people to worry that their bad credit history will avoid them from borrowing cash.

Still lenders who would provide you finance options if you’re looking for 6 month cash loans. Interest rates and APR might be higher for customers with bad credit ratings, on that account, you should always take this into consideration when applying for a loan.

Some of the amounts most applied for by customers include £100, £200, £500 and £1,000 loans.

12 Month
Loans

12 months loans in Somers Town

Somers Town 12 Month Loans

A 12-month loanis a short-term credit, borrowed and repaid within a fixed period of 1 year. Borrowers would repay the cash borrowed in fixed monthly payments along with any interest or fees the lender charges.

Customers can use 12-month loans to cover expenses such as unforeseen bills, home repairs and improvements, or appliance replacements.

There are a variety of lenders providing 12-month loans, including short-term lenders, banks and building societies, and some payday lenders, so you could apply in many ways.

In  order to apply for a loan option via Multi Month Loans, all you will need to do is to complete an online application form with some personal and financial information. Once your application has been submitted and accepted by a lender, you could receive your money in as little as a day.

Multi Month Loans are a tech platform, helping consciously applicants to find a right short-term loan.

Loans for people on benefits in Somers Town

Loans for people on benefits in Somers Town​

Searching for a loan while on benefits?

By assisting applicants in finding suitable short term credit options, we make sure you are matched with a lender on our panel that best suits your needs. We commit to a fastand simple application process, and all of the lenders we work with could deposit money in as little as a day.

In the event that you receive income support, such as disability benefits or universal credit, you might find it difficult obtaining a loan from a bank or building society. However some short-term loan lenders might be willing to loan you money, subject to your credit rating and affordability.

Usually, unemployed or state-benefit applicants need to borrow from a lender or broker who focuses in finding them such credit option. Interest rates and APR might vary depending on the lender, so read your terms and conditions beforehand.

If you’re looking to borrow money and claim benefits, here’s how we at Multi Month Loans might be able to help you. We provide a range of different loan applications for amounts of up to £5,000 for 1 month to 2 years. 

How to Find Bad Credit Loans in Somers Town: Three Steps

Time Needed : 5 minutes
Check these steps to find out how fast it is to apply for a loan with us!
  • 1. Complete the form

    Applying for a loan through Multi Month Loans is always quick and easy. It only takes one or two pages to apply. Our customers could apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse our panel of UK lenders

    By analysing a large panel of UK lenders in real-time, we are able to give our customers with an (immediate|instant} outcome. You will find out whether or not you have been approved within seconds.

  • 3. Access the Cash

    Most lenders will transfer the cash directly to your account within a day! There are no fees and no paperwork to complete; apply for loan options up to £5,000 now!

Tools
  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
Material
  • 1. Online application form

FAQs:

  • 1. How much can I borrow with a bad credit score in Somers Town?

    The lenders we work with offer applications from £100 - £5,000. As you can apply in increments of £100, you can customise your loan plan and borrow money to fit your situation. Please note that although people with a bad credit score are welcome to apply, we can't guarantee that a lender from our panel would accept your application. All form applications are subject to approval from the lenders on our panel.

  • 2. When would I receive my loan for bad credit?

    Usually, lenders could accept loans within 15 minutes and this means that your cash could be transferred into your bank account on the same day you apply. Please note that although people with a bad credit score are welcome to apply, we can't guarantee that a lender from our panel would accept your application. All form applications are subject to approval from the lenders on our panel.

  • 3. Why choose Multi Month Loans for bad credit loans in Somers Town?

    We offer short-term loan applications in the UK, and our application process is designed to make our customer's lives simpler. Whether you have a bad credit score or need help paying for an unexpected expense, we may be able to help you. Please note that although people with a bad credit score are welcome to apply, we can't guarantee that a lender from our panel would accept your application. All form applications are subject to approval from the lenders on our panel.