Strand, Covent Garden, Aldwych. No Fees. Apply for up to £5k online today!" />Strand, Covent Garden, Aldwych. No Fees. Apply for up to £5k online today!" />Strand, Covent Garden, Aldwych. No Fees. Apply for up to £5k online today!" />

Warning: Late repayment can cause you serious money problems. For help, go to

Loans in St Giles – Bad Credit Considered! Apply for up to £5,000 now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to

You could receive the money the same day!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

We help our customers to find a suitable alternative for bad credit score in St Giles.

Using cutting edge technology to match you with a finance option in seconds! 

Private and Secure

Your details is safely handled and not transferred to third parties without your authorisation.

No Fees

You won't find any undisclosed charges with us. The rate you see is the rate the lender has set


All loan applications are handled digitally so no need to sign any documentation.

British Website

We are a UK company helping UK customers.

Loans for bad credit in St Giles​

Apply online for a loan for bad creditscore in St Giles now†

Welcome to St Giles! Located in the heart of London, Greater London (Camden), St Giles is a thriving area surrounded by Strand, Covent Garden, Aldwych, Chinatown, Soho, Bloomsbury, Charing Cross, Holborn, Whitehall, Temple. GPS coordinates are latitude: 51.51482 and longitude: -0.12501. The postcode is WC2H 9.

In St Giles, you could get an immediate loan decision online up to £5,000 today. The loan application options you can get at Multi Month Loans are designed to make our customer’s lives easier – sometimes you have an emergency and need that tiny bit of extra money to get you by – we’re here to help you. Apply now via our online form and you will be able to see if one of our lenders will accept your application for £100 to £5,000 loans (between one and twenty-four months). It’s possible to get your cash on the same day*.

We analise deals from some of the country’s top lenders to find you a short-term loan option – individuals with bad creditscore are always encouraged to apply. We always strive for flexibility and variety – we offer loan application options for everyone even if you have been rejected for credit elsewhere. Our application process was designed to be as fast and simple as possible.

Our objective is to offer loan applications that are affordable, it’s that simple.

  • Apply for between £100 to £5,000
  • All credit histories considered
  • No hidden charges
  • Paperwork-free, one simple online form
  • Same day*, cash loans, 24/7
  • Private and safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

St Giles is celebrated for its international community feeling; take a walk around the area and you will be struck by the number of local retailers, eateries and businesses St Giles boasts.



Payday Loan Options

Loans for bad credit in St Giles​

Payday Loans: Get Money Online Within the Same Day

Are you considering taking out a payday loan to help you stretch your budget until payday? Before you go ahead and apply for payday loans with us it’s important to understand both the pros and cons of this type of finance.

Payday loans are unsecured lines of credit that are borrowed for a short-term period, usually until your next payday even though this period can be extended.

Once your loan application has been approved, your funds will be sent directly into your account. At the end of your loan term, you must repay your loan in addition to any interest in full.

These type of applications are designed specifically for short-term use only and therefore should only be used in one-off situations as they are an unsuitable option for repeated lending, and if used like this then they can be costly.

These type of loan applications can last just a few days, or they can be extended over  several months. At Multi Month Loans, we offer you the opportunity to apply for loans with repayment periods of between 1 to 24 months, which depends on on how much you can afford and the amount to borrow.

Cash Loan Options

cash loans in St Giles

Cash Loans in St Giles up to £5,000

Cash loans are usually taken out in times of financial emergency. Many applications for small cash loans are used to cover unexpected costs such as unexpected bills and repair costs. As the amounts and repayment periods are short they are ideal to sort out short term cash flow problems.

These loans can cover things such as:

  • Rent and mortgage payment
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we work with cash loans applications, anywhere from £100 to £5,000 for periods of 1 month to 2 years. Some of the most popular cash amounts that our customers apply to borrow are: £200£500 and £1,000 loans.

We can provide cash loans applications for {just as little as} a month up to 2 years. How long you need to repay might depend on the amount you need to borrow. However, whether you need to borrow for 6 months or 12 months, or on your next payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in St Giles

St Giles No Credit Check Loans for Bad Credit

There are a several reasons why customers might look for short time credit without credit checks in St Giles.

Generally, individuals who have a bad credit rating, or what is called a ‘thin file’ credit report, will look for payday loans with no credit checks However, as short term credit is regulated by the Financial Conduct Authority, to provide these type of credit without the appropriate affordability checks goes against regulations. FCA regulations make sure that:

  • The consumer credit market runs efficiently
  • Borrowers can access the financial services that they need
  • The best interests and rights of borrowers are protected
  • People cannot borrow more money than they can afford to pay back

Unsurprisingly, the most popular reason why individuals search for payday loans with no credit checks is that they have bad credit. As you might know, when your credit score is not high, it can be very tricky when it comes to borrowing money. It can saddle you with high interest, short repayment terms and low loan amounts, or even (avoid|prevent} you from getting approved for a loan.

Quick Loans

quick loan in St Giles

Fast Loans That Suit You

Quick cash loans are short term loan that are to be used in financial emergencies. Lenders approve and send the money quickly so that you can solve your money difficulties ASAP. They are usually used to pay for the cost of things such as one-off bills and unexpected circumstances. At Multi Month Loans, we provide fast loan applications for amounts of up to £5,000.

Many individuals will encounter some kind of financial difficulties in their lifetimes. However, when unforeseen costs show up, many traditional lenders can keep customers waiting for prolonged periods of time for a decision on their loan application. In this case, fast loans can provide customers with the funds they require as soon as they need them.

If you are in need of a fast loan you can ask for anything from £100 to £5,000, which could be sufficient to pay for the costs of any short-term emergency which you may be having such as car repairs, unforeseen costs and boiler or home repairs.

While there are not any limits on what you can spend your fast loan on, there are some things that you shouldn’t use them for. If you’re struggling to pre-existing debt, for instance, then we don’t encourage you apply for a fast loan.

Small Loans

small loans in St Giles

St Giles Small Loans

Small cash loans are usually borrowed in moments of financial hardship. Many applications for small cash loans are spent to pay for the costs for things such as unforeseen bills or repairs. Because the loan amount and terms are short making them ideal for short-term cash flow problems.

These type of loans can pay for things such as, but not limited to:

  • Rent and mortgage payment
  • Car maintenance and repairs
  • House and home appliance repairs
  • Private medical billsUtilities and maintenance bills

If you’ve found yourself in a bit of a financial hardship and you don’t know find a solution. If your washing machine has broken or whether you want money for car repairs to tide you over until payday, a cash loan can help your situation.

At Multi Month Loans, we can provide small loans applications in St Giles for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you need to borrow for 6 months or 12 months, or on your next payday, we can be helpful.

No Guarantor Options

no guarantor loans in St Giles

Loans without a Guarantor for 1 to 24 months in St Giles|

A no-guarantor loan is one signed without the need of a guarantor. In the absence of a guarantor, the borrower is totally accountable for repayment of the loan. Having no guarantor can mean lenders regard the applicant a higher risk, which can result to higher interests than guarantor loans.

These type of loans are for borrowers who would rather not be dependent on a guarantor and would rather have the accountability for the loans. This means that relationships are not damaged should you stop to make repayments, since the [applicant|borrower} is the one in charge.

In order to be considered eligible for finance in St Giles, you must meet the minimum prerequisites:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Maintain an active bank account in the UK.

Having a regular income and a good credit score will make it more feasible to get accepted for a cash loan without a guarantor, but lenders are usually flexible and would consider customers with bad creditscore.

6 Month Loan Options

6 months loans in St Giles

6 Month Loans: Borrow up to £5,000 in St Giles

Payday loans are suitable for some people, as they are usually repaid within 30 days, but others may need to spread the cost of borrowing over a longer period, such as six months. A 6 months loan is a good option in many situations, but there are a few things people need to think about beforehand.

Six-month loans are short-term credit options that are loaned and repaid over a set period of six months. They are generally borrowed to cover living costs for example rent and bills. Loans of this type spread the the cost of the loan plus the interests over six equal instalments.

It is common for customers to worry that their bad credit score will avoid them from borrowing money.

Still lenders who could provide you credit options if you’re looking for a cash loan for 6 months. Interest rates and APR might be higher for borrowers with bad credit history, therefore, you should always take this into consideration when making your decision.

Some of the most popular amounts applied for by customers include £100, £200, £500 and £1k loans.

12 Month
Loan Options

12 months loans in St Giles

St Giles 12 Month Loans

A twelve months loanis a short-term loan, borrowed and repaid in a fixed period of 12-months. Customers will repay the money borrowed in fixed monthly instalments together with any fees or interest the lender charges.

You can use 12-month loans to pay for expenses as unforeseen bills, home improvements and repairs, or appliance replacements.

There are some lenders providing 1 year loans, including banks, building societies, payday and short-term lenders, so you can apply in a variety of ways.

To apply for a loan option via Multi Month Loans, what you need to do is to complete an online application form with some financial and personal details. Once your application has been submitted and approved by a lender, you could receive your cash in just 24 hours.

Multi Month Loans is a tech platform, helping consciously customers to find a suitable short-term finance option.

Loans for people on benefits in St Giles

Loans for people on benefits in St Giles​

Searching for a loan while on benefits?

By helping applicants in finding convenient short term credit options, we make sure you are matched with a lender from our panel that best suits your needs. We guarantee a quick and simple application process, and all of the lenders we work with can transfer funds in just 24 hours.

If you receive income support, such as disability benefits or universal credit, you might have difficulty getting a loan from a bank or building society. However a few short-term loan lenders might be willing to lend you money, pending to your credit rating and affordability.

Generally, unemployed or state-benefit applicants need to apply for a loan from a broker or lender who specialises in finding them such financing. Fees and APR may vary depending on the lender, so check your terms and conditions beforehand.

If you’re needing to borrow money and claim benefits, here’s how we at Multi Month Loans may be able to help you. We provide a range of different loan applications for amounts of up to £5,000 for 1 to 24 months. 

How to Get Bad Credit Loan Options in St Giles: 3 Steps

Time Needed : 5 minutes
Follow these steps to find out how easy it is to submit a loan application at Multi Months Loans!
  • 1. Complete the form

    Applying for a loan at Multi Month Loans is always easy and quick. It only takes 1-2 pages to apply. Our customers can apply on the go or from the comfort of your own house. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search a panel of UK lenders

    By searching a large panel of British lenders in real-time, we are able to give you with an (immediate|instant} resolution. You will know if you have been approved within seconds.

  • 3. Access the Money

    Most lenders will deposit the money directly to your account in a day! There are no fees and no paperwork to fill out; submit an application for loan options up to £5,000 now!

  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
  • 1. Online application form

Frequently Asked Questions:

  • 1. How much can I borrow with bad credit in St Giles?

    The lenders we work with offer applications from £100 to £5,000. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your situation. Please note that even though customers with bad credit are welcome to apply, we can't guarantee that a lender will approve your application. All applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, lenders can accept loans within 15 minutes and this means that your money can be deposited into your bank account on the same day you apply. Please note that even though customers with bad credit are welcome to apply, we can't guarantee that a lender will approve your application. All applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in St Giles?

    We offer short-term finance applications in the UK, and our application process was created to make your life easier. Whether you have bad credit or need help paying for an unexpected bill, we may be able to help. Please note that even though customers with bad credit are welcome to apply, we can't guarantee that a lender will approve your application. All applications are submitted for approval to the lenders on our panel.