Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in St Giles – Bad Credit Considered! Apply for up to £5k now!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

Helping our customers to find a suitable financing option for bad credit in St Giles.

Using cutting edge technology to match you with a finance option in just seconds! 

Private & Safe

Your details will be safely held and not sent to 3rd parties without your authorisation.

We Don't Charge Any Fees

You won't find any hidden charges with us. The rate you see is the rate the lender has set


All applications are processed digitally so no need to sign any paperwork.

UK Site

We are a UK business working for UK customers.

Loans for bad credit in St Giles​

Apply online for a loan for bad credit in St Giles now†

You could get an immediate loan decision online up to £5k today. The loan application options you can get at Multi Month Loans are designed to make your life easier – sometimes you have an unexpected situation and need a tiny bit of extra cash to get you by and we’re here to help our customers. Apply now via our online form and you’ll be able to see if one of our lenders will accept your application for £100 to £5k loans (between one and twenty-four months). It’s possible to get the cash on the same day*.

We compare deals from some of the country’s top lenders to help you a short-term loan – people with bad credit are welcome to submit an application. We aim for flexibility and variety – we offer loan application options for everyone even if our customers have been rejected for finance somewhere else. Our loan application form was designed to be as quick and easy as possible- especially for you.

Our goal is offering loan applications at an affordable rate, it’s that simple.

  • Apply for between £100 to £5,000
  • All credit histories considered
  • No hidden fees
  • No paperwork, just one simple online form
  • Instant cash loans, 24/7, same day*
  • Private & safe, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in St Giles​

Payday Loans: Getting Cash Online Within 24 hs

Are you considering applying for a payday loan to make your budget last until payday? Before you go ahead and submit an application for a payday loan with Multi Month Loans today it’s important to understand both the advantages and disadvantages of this kind of finance.

Payday loans are unsecured credit lines that are borrowed for a short period of time, generally until your next payday although this period can be extended.

Once your loan application has been approved, your money will be deposited directly into your account. When your loan term ends, you must repay your loan in addition to any interest in full.

These type of applications are designed specifically for short-term finance only and consequently should only be used in exceptional situations as they are an unsuitable option for repeated lending, and if used like this then they can be expensive.

These loans applications can last as little as a few days, or they can be extended over  several months. At Multi Month Loans, we offer our customers the opportunity to apply for loans with repayment periods ranging from 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in St Giles

Cash Loans in St Giles up to £5,000

Cash loan options are generally requested in times of financial emergency. A lot of applications for small cash loans are used to cover unexpected costs such as unexpected bills and repair costs. As the loan amount and terms are short they are convenient for short term cash flow problems.

These loans can cover things such as:

  • Rent and mortgage payment
  • Vehicle maintenance and repairs
  • House and home appliance repairs
  • Private medical bills
  • Utilities and maintenance bills

At Multi Month Loans we work with cash loans applications, anywhere from £100 to £5k for periods of 1 month to 24 months. Some of the most popular cash amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We can offer cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for six months or twelve months, or on your next payday, we can be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in St Giles

St Giles No Credit Check Loans for Bad Credit

There are a several reasons why customers may look for short time finance without credit checks in St Giles.

Generally, borrowers who have a bad credit history, or what is called a ‘thin file’ credit report, will look for payday loans without credit checks However, as short term finance is regulated by the Financial Conduct Authority, to offer these type of finance without the appropriate affordability checks is against the law. FCA regulations make sure that:

  • The consumer credit market runs proficiently
  • Borrowers can get the financial services that they need
  • The rights of borrowers and their best interests are protected
  • Individuals can’t borrow more than they can afford to pay back

Unsurprisingly, the most common reason why individuals search for payday loans with no credit checks is that they have a bad credit score. As you may be aware, when your credit history is not good, it can be very limiting when it comes to borrowing money. It can affect you negatively people with high interest, short repayment periods and low borrowing amounts, or even (avoid|prevent} you from getting approved for a credit, altogether.

Quick Loans

quick loan in St Giles

Quick Loans to Suit Your Needs

Quick cash loans, also known as ‘fast loans’, are short term credit that are to be used for financial urgencies. Lenders approve and deposit the money fast so that you can solve your money issues as soon as possible. They are generally used to pay for the cost of things such as one-off bills and unexpected situations. At Multi Month Loans, we offer quick loan applications for amounts of up to £5k.

Many individuals will face some kind of financial issues in their lifetimes. However, when unexpected expenses show up, many traditional lenders can keep customers waiting for prolonged periods of time to receive a decision on their credit application. In this case, quick loans can offer customers with the money they need as soon as they need them.

If you need a quick loan you can borrow anything from £100 to £5k, which will be sufficient to pay for the expenses of any short-term urgencies which you may be having such as car repairs, unexpected costs and boiler or household repairs.

While there are not any limits on what you can spend your quick loan on, there are some things that you should avoid using them for. If you are struggling to pay off existing debt, for example, then we do not encourage you ask for a quick loan.

Small Loans

small loans in St Giles

Small Loans in St Giles

Small loans are usually requested in moments of financial emergency. Sometimes applications for small cash loans are used to cover the expenses for things as unexpected bills or the costs of repairs. Because the loan amount and terms are short making them suitable for short-term issues with cash flow.

These type of loans can pay for things such as, but not limited to:

  • Rent and mortgage payment
  • Vehicle maintenance and repairs
  • House and home appliance repairs
  • Private medical billsUtilities and maintenance bills

If you have found yourself in a bit of a financial hardship and do not know find a solution. If the washing machine has broken or whether you need money for vehicle fixes to tide you over until payday, a cash loan can help your circumstances.

At our company: Multi Month Loans, we can offer small loans applications in St Giles for as little as one month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your next payday, we can be helpful.

No Guarantor Loans

no guarantor loans in St Giles

Loans without a Guarantor for 1 to 24 months in St Giles|

A no-guarantor loan is one signed without a guarantor. In the absence of a guarantor, the individual is completely responsible for loan repayment. Having no guarantor means lenders consider the customer a greater risk, which can lead to higher interests than guarantor options.

These type of finance are for borrowers who would rather be independent from a guarantor and would prefer the responsibility of the loans. This means that relationships are not hurt should you stop to make repayments, since the [applicant|borrower} is the only person in charge.

As to be seen as eligible for finance in St Giles, you must meet the minimum conditions:

  • You must be at least 18 years old.
  • A resident of the United Kingdom.
  • Have a regular monthly income.
  • Have an active UK bank account.

Having a regular income and a suitablecredit history will make it more feasible to get approved for a cash loan without a guarantor, but lenders are usually flexible and would consider applicants with bad credit.

6 Month Loan Options

6 months loans in St Giles

6 Month Loans: Borrow up to £5k in St Giles

Payday loans are suited for some individuals, as they are generally repaid in 30 days, but others might like to spread the cost of borrowing over a more extensive period, such as six months. A six months loan is a great option in many situations, but there are a few things customers need to take into account first.

Six-month loans are short-term finance options that are loaned and repaid over a set period of six months. They are typically used to cover living expenses such as bills and rent. This kind of loans spread the cost of the loan and the interest over six equal instalments.

It is common for individuals to worry that their bad credit history will prevent them from borrowing money.

Still lenders who can offer you credit options if you are looking for 6 month cash loans. Interest rates and APR may be higher for applicants with bad credit history, on that account, you should always consider this when making your decision.

Some of the most popular amounts applied for by customers include £100, £200, £500 and £1,000 loans.

12 Month
Loan Options

12 months loans in St Giles

St Giles 12 Month Loans

A twelve months loanis a short-term credit, borrowed and repaid within a fixed period of 1 year. Individuals will repay the loan borrowed in fixed monthly instalments together with the fees or interest charged by the lender.

Customers can use 12-month loans to cover expenses such as unexpected bills, household improvements and repairs, or appliance replacements.

There are a variety of lenders providing 1 year loans, including short-term lenders, banks and building societies, and some payday lenders, therefore you can apply in a variety of ways.

To apply for a loan option with Multi Month Loans, what you need to do is to complete an online application form with some personal and financial information. Once the application has been sent and approved by a lender, you could receive your loan in just a day.

Multi Month Loans are a tech solution, helping consciously borrowers to find a right short-term loan.

Loans for people on benefits in St Giles

Loans for people on benefits in St Giles​

Need a loan while on benefits?

By helping customers in finding convenient short term credit options, we make sure you’re matched with a lender on our panel that suits your needs best. We commit to a quick and easy application process, and all of the lenders we work with can deposit money in just a day.

In the event that you receive income support, such as disability benefits or universal credit, you may find it difficult getting a loan from a bank or building society. However some short-term loan lenders may be willing to lend you money, subject to your credit history and affordability.

Usually, unemployed or state-benefit customers need to borrow from a broker or lender who focuses in finding them such financing. Interest rates and APR might vary depending on the lender, therefore check your terms and conditions beforehand.

If you are needing to borrow money and claim benefits, here is how we at Multi Month Loans might be able to help . We offer a range of different loan applications for amounts of up to £5k for 1 month to 2 years. 

How to Find Bad Credit Loan Options in St Giles: Three Steps

Time Needed : 5 minutes
Follow these instructions and find out how easy it is to apply for a loan with us!
  • 1. Complete the online form

    Applying for a loan through Multi Month Loans is easy and quick. It only takes one or two pages to complete your application. You can apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We search a large panel of UK lenders

    By searching a large panel of UK lenders in real-time, we are able to give our customers with an (immediate|instant} decision. You will know if you have been approved within seconds.

  • 3. Getting the Cash

    Most lenders will send the cash directly to your account within a day! There are no fees and no paperwork to fill out; apply for loan options up to £5k now!

  • 1. Internet connection
  • 2. Mobile, Laptop or Tablet
  • 1. Online form


  • 1. How much can I borrow with a bad credit score in St Giles?

    The lenders we work with offer applications from £100 - £5k. As you can borrow in increments of £100, you can customise your loan plan and borrow money to fit your circumstances. Please mind that although customers with a bad credit score are welcome to submit an application, we cannot guarantee that a lender will approve your application. All applications are subject to approval from the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Usually, the lender from our panel can accept loans within 15 minutes and this means that your money can be transferred into your account on the same day you apply. Please mind that although customers with a bad credit score are welcome to submit an application, we cannot guarantee that a lender will approve your application. All applications are subject to approval from the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in St Giles?

    We offer short-term finance applications in the UK, and our application process was created to make your life easier. Whether you have a bad credit score or need help covering an unexpected expense, we may be able to help you. Please mind that although customers with a bad credit score are welcome to submit an application, we cannot guarantee that a lender will approve your application. All applications are subject to approval from the lenders on our panel.