Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans in Temple – Bad Credit Considered! Apply for up to £5k today!

Representative Example: If you borrow £550 over 6 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 6 monthly payments of £186.82, repaying £1120.90 in total. Loan term lengths from 1 to 60 months. Multi Month Loans is a licensed credit broker not a lender. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservce.org.uk

You could receive the money the same day with Multi Month Loans!

Get the money sent to your personal account in 15 mins!*

Representative 1013.30% APR

We help our customers to find a suitable financing option for bad credit score in Temple.

We use advanced technology to match you with a loan option in just seconds! 

Confidential and Safe

All your details is safely held and not sent to third parties without permission.

No Fees

You won't find any undisclosed fees . The rate you see is the rate the lender has set

No Paperwork

All loan applications are handled digitally so there's no need to sign any documentation in the post or in person.

British Site

We are a UK company working for UK customers.

Loans for bad credit in Temple​

Apply for a loan for bad credithistory in Temple now†

You could get an immediate loan decision online up to £5k today. The loan application options you could get via Multi Month Loans were created to make your life simpler – sometimes you have an emergency and need that little bit of extra money to get you by – we are here to help you. Apply now via our online form and you will be able to see if one of our lenders will accept your application for £100 to £5k loans (between 1 and 24 months). It’s possible to get your cash on the same day*.

We analise deals fromof the country’s top lenders to help you a short-term loan option – people with bad credithistory are always encouraged to apply. We always aim for flexibility and variety – offering loan application options for everyone even if you have been declined for loans elsewhere. Our loan application process was created to be as quick and simple as possible- especially for you.

Our aim is offering loan applications that are affordable, as simple as that.

  • You can apply for anything between £100 and £5,000
  • All credit scores considered
  • No hidden charges
  • No paperwork, just one simple online application
  • Instant cash loans, 24/7, same day*
  • Confidential & secure, 256-bit data encryption
  • We offer 100% free no-obligation quote

Payday Loan Options

Loans for bad credit in Temple​

Payday Loans: Get Money Online Within 24 hs

Considering applying for a payday loan to ensure that your budget lasts until payday? Before you go ahead and apply for a payday loan with Multi Month Loans today it’s important to understand both the pros and cons of this type of finance.

Payday loans are unsecured credit lines that are borrowed for a short period of time, generally until your upcoming payday although this term could be extended.

Once your application has been accepted, your money will be transferred directly into your account. When your loan term ends, you must repay your loan in addition to any interest in full.

These loans applications are designed purely for short-term use only and therefore should only be used in one-off circumstances as they are an unsuitable option for repeated lending, and if used like this then they could be costly.

These loans applications can last just a few days, or they could be extended over  several months. At Multi Month Loans, we offer you the opportunity to apply for loans with repayment periods ranging from 1 to 24 months, depending on your affordability and the amount you need to borrow.

Cash Loan Options

cash loans in Temple

Cash Loans in Temple up to £5,000

Cash loans are generally requested in times of financial distress. A lot of A small cash loan can be used to cover unexpected expenses such as medical bills and vehicle repairs. As the loan amount and repayment periods are short they are ideal to sort out short term cash flow complications.

These loans can cover things such as:

  • Mortgage and rent payments
     
  • Vehicle repairs and maintenance
     
  • House and home appliance repairs
     
  • Medical emergencies
     
  • Utilities and maintenance bills
 

At Multi Month Loans we work with cash loans applications, from £100 to £5k for periods of 1 month to 2 years. Some of the most popular cash amounts that applicants apply to borrow include: £200£500 and £1,000 loans.

We could offer cash loans applications for {just as little as} a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could be helpful. 

No Credit Check Loan Options

no credit check loans cash loans in Temple

Temple No Credit Check Loans for Bad Credit

There are a several reasons why customers may look for short time finance without credit checks in Temple.

Namely, individuals who have a bad credit rating, or what is called a ‘thin file’ credit report, will look for payday loans without credit checks However, as short term finance is regulated by the Financial Conduct Authority, to offer these kind of finance without the appropriate affordability checks is against regulations. FCA regulations make sure that:

  • The consumer credit market runs proficiently
  • People can get the financial services that they need
  • The rights of borrowers and their best interests are protected
  • Customers can’t borrow more money than they can afford to pay back

Unsurprisingly, the most common reason why individuals look for payday loans with no credit checks is that they have a bad credit history. As you may be aware, when your credit rating is not ideal, it can be very tricky when it comes to borrowing money. It could affect you negatively applicants with high interest, short repayment periods and low borrowing amounts, or (avoid|prevent} you from getting accepted for a loan.

Quick Loans

quick loan in Temple

Fast Loans to Suit Your Needs

Quick loans, also known as ‘fast loans’, are short term loan that are to be used for financial urgencies. Lenders approve and deposit the money quickly so that you can solve your money issues ASAP. They are typically used to pay for the cost of things such as one-off bills and unexpected situations. At Multi Month Loans, we offer quick loan applications for amounts of up to £5,000.

Many individuals will face some kind of financial issues in their lifetimes. Still, when unforeseen expenses show up, many traditional lenders could leave applicants waiting for prolonged periods of time to receive a decision on their loan application. In this case, quick loans could offer applicants with the money they require as soon as they need them.

If you are in need of a quick loan you could borrow anything from £100 to £5,000, which will be sufficient to pay for the expenses of any short-term urgency which you may be having such as car repairs, unforeseen expenses and boiler or household fixes.

While there aren’t any restrictions on what you could spend your quick loan on, there are some things that you shouldn’t use them for. If you’re struggling to keep up with payments of pre-existing debt, for example, then we don’t recommend you borrow a quick loan.

Small Loans

small loans in Temple

Small Loans in Temple

Small loans are usually borrowed in times of financial hardship. Sometimes applications for small cash loans are used to cover the expenses for things such as unforeseen bills or the costs of repairs. Since the loan amount and terms are short making them suitable for short term issues with cash flow.

These kind of loans could pay for things such as, but not limited to:

  • Mortgage and rent payments
  • Vehicle repairs and maintenance
  • House and home appliance repairs
  • Medical emergenciesUtilities and maintenance bills
 

If you have found yourself in a bit of a financial predicament and you don’t know how to sort it out. Whether your washing machine has broken or whether you need money for vehicle fixes to tide you over until payday, a cash loan could help your circumstances.

At our company: Multi Month Loans, we could offer small loans applications in Temple for as little as a month up to 24 months. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your upcoming payday, we could be helpful.

No Guarantor Options

no guarantor loans in Temple

Loans without a Guarantor for 1 to 24 months in Temple|

A no-guarantor loan is one signed without a guarantor. Without a guarantor, the borrower is totally responsible for repayment of the loan. Having no guarantor means lenders consider the applicant a greater risk, which could result to higher APRs than guarantor options.

These kind of loans are for customers who would rather be independent from a guarantor and would rather have the accountability for the loans. This means that relationships are not damaged should you stop to cover the repayments, as the [applicant|borrower} is the one responsible.

In order to be seen as eligible for finance in Temple, you must meet the minimum prerequisites:

  • 18 years of age or older.
  • A UK resident. A resident of the UK.
  • Have a regular monthly income.
  • Have an active UK bank account.

Having a regular income and a good credit rating will make it more feasible to get accepted for a cash loan without a guarantor, but lenders are generally flexible and could consider individuals with bad credithistory.

6 Month Loan Options

6 months loans in Temple

6 Month Loans: Apply up to £5,000 in Temple

Payday loans are suited for some customers, as they are generally repaid within 30 days, but others might need to spread the cost of borrowing over a more extensive period, such as six months. A 6 months loan is a great option in many circumstances, but there are a few things individuals need to consider beforehand.

Six-month loans are short-term loans options that are loaned and repaid over a set period of six months. They are generally borrowed to cover living expenses for example rent and bills. Loans of this type spread the cost of the loan and the interest over six equal payments.

It is typical for people to worry that their bad credit rating will prevent them from borrowing money.

Still lenders who can offer you credit options if need for a cash loan for 6 months. Interest rates and APR may be higher for applicants with bad credit ratings, on that account, you should always consider this when making your decision.

Some of the most popular amounts applied for by applicants include £100, £200, £500 and £1k loans.

12 Month
Loan Options

12 months loans in Temple

Temple 12 Month Loans

A twelve months loanis a short-term loan, borrowed and repaid within a fixed period of 12-months. Customers will repay the loan borrowed in fixed monthly payments along with any fees or interest charged by the lender.

You could use 12-month loans to cover expenses such as unforeseen bills, household repairs and improvements, or appliance replacements.

There are a variety of lenders providing 12-month loans, including banks, building societies, short-term and payday lenders, therefore you could apply in a variety of ways.

In  order to apply for a loan option at Multi Month Loans, all you will need to do is to fill out an online application form with your personal and financial information. Once your application is sent and accepted by a lender, you could receive your money in just a day.

Multi Month Loans is a tech platform, consciously helping you to find a right short-term loan.

Loans for people on benefits in Temple

Loans for people on benefits in Temple​

Need a loan while on benefits?

By helping customers in finding suitable short term credit options, we make sure you are matched with a lender from our panel that best suits your needs. We commit to a quick and simple application process, and all of the lenders we work with could send money in just a day.

In the event that you receive income support, such as disability benefits or universal credit, you may find it difficult getting a loan from a building society or a bank. Still a few short-term loan lenders may be willing to lend you money, pending to your credit rating and affordability.

Generally, unemployed or state-benefit customers need to borrow from a broker or lender who specialises in finding them such credit option. Interest rates and APR might vary depending on the lender, therefore read your terms and conditions beforehand.

If you’re looking to borrow money and claim benefits, here’s how we at Multi Month Loans might be able to help you. We offer a range of different loan applications for amounts of up to £5k for 1 to 24 months. 

How to Find Bad Credit Loan Options in Temple: Three Steps

Time Needed : 5 minutes
Follow these instructions to find out how fast it is to apply for a loan with us!
  • 1. Complete our form

    Applying for a loan through Multi Month Loans is always quick and easy. It only takes one or two pages to complete your application. Our customers could apply on the go or from the comfort of your own home. Even betteryou won't have to make any calls or fill out any paperwork.

  • 2. We analyse our panel of UK lenders

    By searching a big panel of British lenders in real-time, we are able to give you with an (immediate|instant} decision. You will find out if you have been approved within seconds.

  • 3. Getting the Money

    Most lenders will transfer the money directly to your account within a day! There are no fees and no paperwork to fill out; apply for loan options up to £5k now!

Tools
  • 1. Internet connection
  • 2. Laptop, Mobile or Tablet
Material
  • 1. Online form

FAQs:

  • 1. How much can I borrow with a bad credit history in Temple?

    The lenders we work with offer applications from £100 - £5k. As you can apply in £100 increments, you can customise your loan plan and borrow money to fit your situation. Please note that although people with a bad credit history are welcome to apply, we can't guarantee that a lender from our panel will approve your application. All applications are submitted for approval to the lenders on our panel.

  • 2. When will I receive my loan for bad credit?

    Typically, the lender from our panel could approve loans within 15 minutes and this means that your money could be deposited into your account on the same day you apply. Please note that although people with a bad credit history are welcome to apply, we can't guarantee that a lender from our panel will approve your application. All applications are submitted for approval to the lenders on our panel.

  • 3. Why choosing Multi Month Loans for bad credit loans in Temple?

    We offer short-term loan applications in the UK, and our application process is designed to make our customer's lives simpler. Whether you have a bad credit history or need help paying for an unexpected expense, we may be able to help you. Please note that although people with a bad credit history are welcome to apply, we can't guarantee that a lender from our panel will approve your application. All applications are submitted for approval to the lenders on our panel.