Faced with an emergency you just can’t afford? Emergency loans from Multi Month Loans have your next emergency covered. Simply apply online, get an instant decision, and receive the cash you need on the very same day!
We offer a quick and easy way to get emergency loans in UK from £100 to £5,000. With a hassle-free application process and quick pay-outs, there’s every reason to apply for quick loans with us, even if you have a poor credit rating or are unemployed!
Why Emergency Loans UK are Best at Multi Month Loans
- We accept applicants with good & bad credit
- Our online application process takes just a few minutes
- Receive an outcome in as little as just 15 minutes
- Quick turnaround on payouts – get your loan within a matter of hours
There’s no need to tap into your personal savings or use high interest credit cards when faced with an unplanned-for expense. With emergency loans, you can get the money you need in a hurry and you can pay it back quickly without negatively impacting on your credit score or racking up unnecessary long-term interest.
What You Can Use Emergency Loans UK For
Are you sure that an emergency loan is what you need? Is an emergency loan best-suited to your particular unplanned expense? You can use our emergency loans for:
Vehicle repairs: Does your car need unexpected repairs? Can’t afford an expensive part, an overhaul, or a major repair service? Emergency loans are the solution!
Emergency travel: Just received news that a faraway loved one is ill? Need to get somewhere in a hurry? Emergency loans can get you to where you need to be.
Lost/stolen valuables: Have you lost an item that is essential to your lifestyle and happiness? Chances are you need to replace it now. Even if your items are insured, it can take weeks for claims to be processed. Emergency loans can help you to replace your lost valuables immediately.
Medical expenses: Nothing can be quite as scary as a sudden, unexpected medical expense. Perhaps your medical insurance doesn’t cover the procedure or you need to see a specialist. If you’re not financially prepared, emergency loans can be your saving grace.
Unexpected bills: Sometimes a bill or expense just crops up and if you have an already tight budget, this can just put it under extra pressure. If you need a little bridging cash just to get you through the month, emergency loans UK are the ultimate solution.
Can I Really Get Emergency Loans with Bad Credit & While Unemployed?
The good news is that you absolutely can, but even so, it’s a great idea for you to be aware of what your credit profile actually says about you. You can order your own credit report from Equifax. Be wary of companies that offer no credit check loans, as carry out a credit check on loan applicants is required by law. However, just because your credit profile is being scrutinised and you have a poor credit rating, it doesn’t mean that you cannot get emergency loans. Our emergency loans bad credit UK are designed to give loan applicants the opportunity to prove that they have changed their poor credit management of the past.
You can get emergency loans with bad credit UK if:
- Your financial situation has changed
- You earn sufficient money each month to cover the loan repayments
- You handle your current accounts and debt responsibly
Much the same, emergency loans for unemployed UK citizens are designed to help those who might be on government benefits or receiving some other form of income. This means that while you aren’t working for a steady income, you are still receiving some form of cash influx each month and can in fact afford to pay back an emergency loan.
Emergency Loans Your Way at Multi Month Loans
Ever heard of being able to customise your own loan? With our emergency loans, UK citizens can decide how much they will loan (between £100 and £5,000) and can also choose the length of the loan repayment period (from 1 to 24 months). However, most emergency loans are preferably repaid on your next payday. It’s best to work on a budget before applying for a loan, just so that you know if you will afford it or not and so that you can plan accordingly.
Do I Qualify for Emergency Loans, No Guarantor with Multi Month Loans?
At Multi Month Loans we believe in keeping emergency loans UK quick, easy and simple. The online application will take just a few minutes. You can get started with your application if:
- You are 18 years of age or older
- You are a legal UK citizen
- You have a monthly income of at least £700
- You have an active UK bank account
Will Emergency Loans Negatively Impact on My Credit Score?
Credit scores can be scary things. With a bad credit score, you get bad interest rates, and you also get turned away for loans and credit cards. Now that you are faced with an emergency, you might be worried that applying for quick loans will leave a negative mark on your credit profile. Stop worrying! When you apply for emergency loans with us, we ensure that only one soft credit check is carried out to assess your creditworthiness. Only if you are pre-approved by our direct lenders will a hard credit check (which will reflect on your credit profile) be carried out.
This means that our UK emergency loans won’t negatively impact on your credit rating! Now, that’s good news!
Apply Today – Apply Right Now!
Why put off until tomorrow what you can do today? In fact, you can do it right now. In times of emergency, there really is no time to waste. Head over to our quick loans page and apply for an emergency loan to help you through your tough financial times today.