Your credit score is not the boss of you and your financial future! If you think it is, think again! You and how you have been behaving since you earned a poor credit score are in charge of your financial future – and that’s quite empowering, isn’t it? Don’t feel held hostage by your credit score. While it plays a role in what loans, credit cards, and accounts you can get, it is not the main determining factor!
Imagine quick loans, no credit check stress, and easy repayment terms. Now stop imagining it, because all of this is possible at Multi Month Loans.
When you hear of quick loans no credit check deals, you probably wonder how that is really possible. The truth of the matter is that there is no such thing as a loan being approved without an applicant’s credit record being checked.
What “no credit check loans” really refer to is the fact that while your credit score will be considered, there are other factors that can sway the loan approval decision in your favour. Now, that sounds good, doesn’t it? Especially if you have put some time and effort into rectifying your poor financial management methods of the past.
Bad Credit Loans | No Guarantor | No Credit Check
When you apply for no credit check loans, direct lenders will request a variety of things from you. These include your latest proof of address, a copy of your payslips or bank statements, and a closer look at your credit record and score. While these are requirements, these details don’t determine your suitability for a loan. What does determine whether you can get a loan or not, includes more than that. This is what is usually the deciding factor:
- Affordability – you must earn or receive a regular income of at least £700.
- Your current relationship with credit – you must be paying your bills on time, each month.
Loans for people with bad credit, no guarantor are completely possible if you are realistic about the amount that you need to spend and if you can afford it. If you aren’t sure if you can afford a loan, you can get some great budgeting advice from the Money Advice service.
Reasons to Apply for Quick Loans No Credit Check at Multi Month Loans
- Get loan approvals in just 15 minutes.
- Receive cash loans paid out within just 24 hours.
- 100% online application – no paperwork required.
- All credit record histories are considered.
- Loan between £100 and £5,000.
Soft Credit Check | Quick Loans No Credit Check | The Hard & Soft on Credit Checks
Payday loans with no credit check from direct lenders may sound appealing, but keep in mind that when you approach a handful of separate direct lenders personally, each of them will request information from you. On receiving your documentation from you, each will carry out a hard credit check against your name. While the credit score that you have won’t necessarily have an impact on the outcome of your application, the fact that you have several credit checks carried out at the same time will reflect poorly on your record and ensure you an even lower credit score.
At Multi Month Loans, we put our loan applicants in direct contact with direct lenders and while we don’t offer no credit check loans, we do only carry out a soft credit check, which is provided to all lenders. That’s one credit check on your record and that’s good news for your credit score going forward.
Get Approval for £100 Loan - No Credit Check - Direct Lenders
When it comes to quick loans, no credit check usually becomes the object of an applicant’s attention. Another point that applicants stress over includes the amount that they are able to lend. Some high street banks offer minimum loan amounts that tie applicants into long term financial obligations. At Multi Month Loans, our quick loans are available from £100 to £5,000 which can be paid off over 1 to 24 months.
Requirements for Approval of No Credit Check Loans, Instant Decision
What do you need to get an instant decision on your quick loans no credit check application? Below are a few of the requirements you will need to meet.
- Regular income of at least £700 per month.
- An active UK bank account.
- Official UK citizenship.
- Be at least 18 years of age.
Quick Loans No Credit Check are Just a Few Clicks Away | Apply Online in Just a Few Minutes
Put your credit score stress aside, visit our quick loans page, and get your loan application started today. Regardless of your history with credit, you stand a good chance of getting the loan that you need.