Happy New Year 2019!
Now, we’re sure that you want 2019 to be a good one; therefore you’ve probably got all of your New Year’s Resolutions, and you’re prepared to hit the ground running and smash them goals of yours. However, according to the Business Insider, approximately 80% of all our New Year’s Resolutions end up failing by the time we reach February, but if your determined, you can be one of those 20% that makes them stick.
As well as this, most New Year’s Resolutions, whether they are financial or not, are set to cost you quite a lot of money in the New Year, and it’s no secret that every year companies are set to make a lot of money out of you trying to better yourself. Whether you’re convinced that you're quitting smoking, joining the gym or even just deciding that you’re going to start eating healthier this year, you’re not the only one set to benefit from your New Year’s Resolutions in 2019.
So, if you’re determined to keep your goals for 2019 and still save money while doing so, you may want to read on for our following tips on the best ways to save money while still achieving all of your goals!
For quite a few decades now, since we’ve become aware of all the adverse health conditions that are associated with it, one of the most common New Year’s Resolutions has been and probably always will be, quitting smoking.
By quitting smoking or even just by cutting down on how many you smoke a day, you’re already set to save yourself quite a bit of money, in fact, if you’re interested in finding out how much our bad habits can cost you, then you might be interested in taking a look at our previous post here; where we looked at the average yearly cost of your cigarette habit amongst other habits which are bad for your finances.
Nevertheless, few people ever think to consider that it can still be costly to give up smoking as well. Whether it’s due to buying cigarette alternatives such as chewing gums, sprays, lozenges or vape pens, it can still amount to a considerable expense, especially depending on how long you require a nicotine replacement for, so here are a few ways to help you save money while quitting smoking.
Go Cold Turkey
Deciding to quit cold turkey without any cigarette or nicotine alternatives is one way which will be able to save you a lot of money. Unfortunately, quitting without any nicotine replacements can be quite a struggle for some, especially for those who had quite a strong habit to kick. However, it can actually be one of the most effective ways of quitting smoking and beating a nicotine addiction without getting addicted to other nicotine-laced substitutes. Quitting cold turkey will definitely save you money and help you to say no to your cigarette addiction if you’re up for the challenge.
Quit with a Friend
Quitting can be a long and tough journey to follow through on, so you might require some help and support to go through with it. Moreover, of course, who’s better help and support can you get than someone else who’s also quitting smoking? Instead of feeling sorry for yourself and getting tempted to go back to your old ways, you can help and encourage each other, work out or do some alternative hobbies to keep your mind off smoking.
Alternatively, if you don’t have anyone you know who also wants to quit smoking with you, then there are plenty of free support groups out there for people who wish to quit smoking and have some support while doing so. So, if you’re serious about quitting smoking and want some help while doing so, why not ask your local GP and sign up today.
Do ‘Dry January’
Are you a social smoker? Do you find quitting smoking fine until you have a drink? Then why not try doing Dry January this year and see if it not only helps you to raise money for a great cause but also if it helps you to quit smoking in those dreaded social situations when you find a drink in your hand. It's estimated that it takes on average around 21 days to break a habit, and with 31 days in January you've got plenty of time to get out of your social smoking habit.
Each year Cancer Research do Dry January in an effort to collect money to fund better cancer research in the UK. It’s estimated that every 2 minutes someone is diagnosed with some form of cancer and cancer research is a charity that is dedicated to beating cancer and banishing that statistic. To find out more about how you can get involved in Cancer Research’s Dry January, you can visit their website.
Put all the money you would have spent on cigarettes in a jar
For some people but not everyone, money is an excellent motivator and if you just happen to be one of those people then why not let that motivate you into quitting smoking? Instead of going out and buying a pack of cigarettes, or maybe even just having a cigarette when you feel the temptation, why not put the money that you would have spent on cigarettes and you’ll be able to see how much money you’ll be saving.
Going the Gym
Another popular New Year’s Resolution is to get fit, healthy and to lose weight in preparation to look good for those long-awaited summer months; and for some, there’s no better way to get started than by joining the gym in the new year. So, if you’re considering joining the gym to lose weight or even just to stay fit and increase your fitness level in the new year, then you should consider our tips on how you could save money while also joining the gym.
Start Out with Home Equipment
If you’re a complete newbie to the gym and to just working out in general, then you may want to start off by just buying a few small pieces of gym equipment for your home, such as a yoga mat, weights, a punching bag or even just an old-fashioned skipping rope. This will enable you to see if you can and will be likely to stick to a workout routine and if you’ll be able to find enough time to work out and go to the gym before you join.
Many people join the gym without ever thinking of how they’ll manage to fit everything in; therefore they waste their money on a gym subscription, which can be a costly mistake to make, especially if you have to sign a year’s contract with a gym. So, before you sign up, make sure you can make the time up!
Join with a Friend
The chances are that you’re likely to know someone else who is in the same boat as you and who is also looking to get fit and lose weight in the new year, so you’ll probably be able to have your pick of people to become your gym buddy this New Year.
As well as offering help, support and someone to ensure that your position and form when working out is spot on, there’s also another benefit to the hand from joining the gym with a friend. In fact, many gyms allow you to save money by either getting a joint gym membership with a friend or partner which if you split the costs between you works out cheaper. Alternatively, by allowing you to both have money off if you refer a friend to the gym, so take advantage of this fantastic discount if it is available to you.
Be Realistic About What You’ll Do and How Often You’ll Go
Be realistic with yourself, the average person with a home life, work life and social life, won’t have enough time to go to the gym every single day and you may have to reconsider things if you believe you’ll make it to the gym every day.
Instead, work out a consistent gym routine which is accomplishable and will work alongside any other obligations and responsibilities that you may have. If you find that you can do more, then great, you can always do more! But it’s just a good idea to see if you can manage it first and then try to weigh up whether the cost of your gym subscription will be worth how many times, you’ll be able to go.
As well as this, it would help if you also were realistic of all the amenities at the gym that you’ll use as well. Quite often gyms will have other facilities such as spas, swimming pools and even classes included as added extras which you will have to pay a premium for. Although all these things are rather tempting, ask yourself how much you’ll actually use them in addition to your gym subscription before you start considering added extras.
Go for a Run or Ride Your Bike
If you’re only going to the gym to run on the treadmill, or to use the exercise bike, then you may want to reconsider going to the gym and try going into the great outdoors instead. Why not go for a run or ride your bike for a bit of exercise instead of having to pay out for a hefty gym subscription, however, if you’re likely to use all of the available equipment that you don’t have at home, then going to the gym is the better option.
This goes hand in hand with our previous point, but if you want to stay fit, healthy and lose weight, you’ll also have to eat right to get your desired results. Eating well is just as important as a good work out; however, good nutritional food doesn’t come cheap, so if you want to eat healthy without breaking the bank, then you may want to consider taking a look at our following money saving tips.
Prepare and Make Your Own Food
Although there are a lot of convenient meal plan and healthy food subscription boxes that you can get delivered to your door, they can work out to be quite expensive, so as tempting as they are, try to opt to prepare your meals and make your own food to ensure you get the most you can for your money.
You’ll also be able to control what’s going into your food if you prepare it from scratch. That way you’ll protect yourself from consuming too much salt, sugar or even things you’re allergic to by controlling what goes into all of your meals.
Try Meal Prepping
If you struggle to find the time in your busy schedule to cook yourself a healthy and nutritional meal, then why not try meal prepping prepare all your meals for the week in one go? That way all you’ll have to do is freeze your meals until you’re ready to eat them and then warm them up in the oven or microwave when you’re ready to eat, it’s a great alternative to an expensive ready meal.
Allow Yourself a Treat
It’s easy to fall of the good eating wagon, especially when you restrict yourself to a point where all you can think about is anything with sugar, fat or carbohydrates. In order to curb your cravings, allow yourself a little bit of what you fancy every once in a while, try allowing yourself a ‘Cheat Meal’ or a ‘Cheat Day’, that way you won’t fall off the diet train and you’re dealing with your cravings.
As well as this, you can always find a lot of healthy alternatives to your favourite snacks which have less sugar, salt and preservatives, if you wish to stick to your diet as much as possible.
If you’re prepared to follow through with your New Year’s Resolutions this year and save yourself some money while doing so, then we hope our tips will help you.
Good luck and Happy New Year 2019!
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